Credit union · NCUA insured
Cabrillo Credit Union Credit Card Rates
Cabrillo Credit Union credit cards start at 10.40% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Cabrillo Credit Union’s credit card rates compare
Compared with banks and credit unions near San Diego, CA, where Cabrillo Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Cabrillo Credit Union
10.40%APR
- Up to
- 16.40% APR
VISA Traditional Credit Card
Lowest rate
Certified Federal Credit Union
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Frontwave Credit Union
9.50%APR
- Up to
- —
Cabrillo Credit Union credit card score
81
Credit card score
Higher than 55% of U.S. banks and credit unions
- Purchase APRPurchase APR10.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cabrillo Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Share Secured Credit Card
Secured by savings; must secure 100% of credit line in a Cabrillo Share Account. Minimum $200 credit line. Must be a Cabrillo member to apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.05% | None | Variable rate based on Prime + Savings Rate APY (published as 7.05% APR on rates schedule). Minimum $200 credit line. Must secure 100% of credit line in a Cabrillo Share Account. |
Sources (3)
- cabrillocu.com/VISA/compare-credit-cards
- cabrillocu.com/Rates/Credit-Card-Rates
- cabrillocu.com/VISA/share-secured-credit-card
All captured Oct 7, 2026
VISA Signature Credit Card
Variable rate based on creditworthiness. Minimum $5,000 credit line required. Must be a Cabrillo member to apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.40%–16.40% | None | Variable APR for purchases, balance transfers, and cash advances based on creditworthiness. Minimum $5,000 credit line required. |
Sources (3)
- cabrillocu.com/VISA/compare-credit-cards
- cabrillocu.com/Rates/Credit-Card-Rates
- cabrillocu.com/VISA/signature-credit-card
All captured Oct 7, 2026
VISA Traditional Credit Card
Variable rate based on creditworthiness. Must be a Cabrillo member to apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.40%–16.40% | None | Variable APR for purchases, balance transfers, and cash advances based on creditworthiness. |
Sources (3)
- cabrillocu.com/VISA/compare-credit-cards
- cabrillocu.com/Rates/Credit-Card-Rates
- cabrillocu.com/VISA/traditional-credit-card
All captured Oct 7, 2026
Who can join Cabrillo Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.