Credit union · NCUA insured
Cabrillo Credit Union Auto Loan Rates
Cabrillo Credit Union auto loans start at 5.79% APR for a new vehicle. Rates checked October 16, 2026.
How Cabrillo Credit Union’s auto loan rates compare
Compared with banks and credit unions near San Diego, CA, where Cabrillo Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cabrillo Credit Union
5.79%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
New Auto Loan
Lowest rate
Wheelhouse Credit Union
4.24%APR
- Terms
- up to 66 months
- Discount
- Included in the rate
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Discount
- None included
Cabrillo Credit Union auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cabrillo Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Fixed APRs for top-tier credit and include a 0.25% discount for direct deposit into Cabrillo checking account. Subject to approved credit. 84-month terms require a loan balance of $40,000 or more. Applies to 2022 and newer model years. Financing up to 120% LTV for highly qualified applicants. Not valid for existing Cabrillo Credit Union loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.54% | Rate includes 0.25% direct deposit discount. On approved credit for 2022 and newer model years. |
| up to 84 months | 5.79% | Rate includes 0.25% direct deposit discount. 84-month terms available for loans with a balance of $40,000 or more. On approved credit for 2022 and newer model years. |
| up to 48 months | 4.54% | Fixed APR for top-tier credit, includes 0.25% direct deposit discount. Model year 2022 and newer. |
Used Auto Loan
Fixed APRs for top-tier credit and include a 0.25% discount for direct deposit into Cabrillo checking account. Subject to approved credit. Applies to 2015-2021 model years. Terms up to 72 months available. Financing up to 120% LTV for highly qualified applicants. Not valid for existing Cabrillo Credit Union loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | Rate includes 0.25% direct deposit discount. On approved credit for 2015-2021 model years. |
| up to 48 months | 5.49% | Fixed APR for top-tier credit, includes 0.25% direct deposit discount. Model year 2015-2021. |
Who can join Cabrillo Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.