Credit union · NCUA insured
BOND Community FCU Auto Loan Rates
BOND Community FCU auto loans start at 5.49% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How BOND Community FCU’s auto loan rates compare
Compared with banks and credit unions near Atlanta, GA, where BOND Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
BOND Community FCU
5.49%APR
- Terms
- 36–84 months
New Vehicles
Lowest rate
Go Energy Credit Union
3.59%APR
- Terms
- —
2nd-lowest rate
On The Grid Financial
3.75%APR
- Terms
- 49–60 months
BOND Community FCU auto loan score
69
Auto loan score
Higher than 24% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BOND Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Motorcycle Loans
Rate based on creditworthiness and term of loan. Membership eligibility and credit approval required. Maximum financing up to 60% of list price.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.50% | Fixed APR as low as 8.50%. Term up to 36 months. Maximum amount 60% of list price. |
Sources (1)
- bondcu.com/rates · captured Oct 5, 2026
New Vehicles
Rate based on creditworthiness, term of loan, and vehicle value. Membership eligibility and approved credit required; proof of income required. Financing up to 100% of list price/MSRP. Zero title transfer fees.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 5.49% | Fixed APR as low as 5.49%. Terms of 36, 60, 72, or 84 months according to vehicle value. Financing up to 100% of list price. |
Used Vehicles
Rate based on creditworthiness, vehicle value, age, and term of loan. Membership eligibility and approved credit required; proof of income required. Financing up to JD Power loan value / NADA value. Zero title transfer fees.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | Fixed APR as low as 5.99%. Term according to vehicle value and age. Maximum financing up to JD Power loan value. |
Who can join BOND Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can become a member if you live, work, worship, or volunteer in the credit union's field of membership defined by specific neighborhoods.
Employers and groups
- You can become a member if you volunteer with or are a member of any cooperative in the Field of Membership.
- You can become a member if you are an Atlanta Habitat for Humanity homeowner, employee, or volunteer.
Family and household
- You can become a member if you have a parent, grandparent, sibling, child, spouse, or roommate who is already a BOND member.
Membership information collected October 4, 2026.