Credit union · NCUA insured
BOND Community FCU Credit Card Rates
BOND Community FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How BOND Community FCU’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where BOND Community FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
BOND Community FCU
9.90%APR
- Up to
- —
VISA Gold
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
BOND Community FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BOND Community FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa
Secured against funds placed on hold in a Savings or CD account. Available to all members regardless of credit score. If approved, must have or open a Savings Account to become a member of BOND Community FCU.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Place funds on hold in Savings or CD to borrow against at a fixed rate. |
Sources (1)
- bondcu.com/loans · captured Oct 5, 2026
VISA Classic
Membership eligibility applies. If approved, you'll need to have or open a Savings Account to become a member of BOND Community FCU. Borrowers applying under age 21 must show proof of ability to pay or have a qualified guarantor over 21. Non-variable rate with credit limit up to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Non-variable APR. Credit limit up to $10,000. No annual fees, no inactivity fees, no cash advance fees, and no cash advance additional interest charge. 25-Day Grace Period on all Purchases. |
| Intro, 12 months | 0.00% | None | 0% promotional APR on balance transfers for up to 12 months with a 2% balance transfer fee. Followed by a non-variable APR based on creditworthiness. |
VISA Gold
Membership eligibility applies. If approved, you'll need to have or open a Savings Account to become a member of BOND Community FCU. Borrowers applying under age 21 must show proof of ability to pay or have a qualified guarantor over 21. Non-variable rate with credit limit up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Non-variable APR. Credit limit up to $20,000. No annual fees, no inactivity fees, no cash advance fees, and no cash advance additional interest charge. 25-Day Grace Period on all Purchases. |
| Intro, 12 months | 0.00% | None | 0% promotional APR on balance transfers for up to 12 months with a 2% balance transfer fee. Followed by a non-variable APR based on creditworthiness. |
Who can join BOND Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can become a member if you live, work, worship, or volunteer in the credit union's field of membership defined by specific neighborhoods.
Employers and groups
- You can become a member if you volunteer with or are a member of any cooperative in the Field of Membership.
- You can become a member if you are an Atlanta Habitat for Humanity homeowner, employee, or volunteer.
Family and household
- You can become a member if you have a parent, grandparent, sibling, child, spouse, or roommate who is already a BOND member.
Membership information collected October 4, 2026.