Bank · FDIC insured
BMO
A $255B bank, the 16th largest of 4,207, headquartered in Chicago, IL, with 980 branches in 23 states. Best rates: CDs 3.00% and savings 0.01% APY.
BMO Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#98 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BMO
- Headquarters
- 320 S Canal St, Chicago, IL 60606
- FDIC certificate
- 16571 ↗
Branches
980 branches in 23 states
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California
225 branchesIllinois
178 branchesWisconsin
144 branches
Milwaukee area · 50
- Brookfield - North 124th Street Branch3155 N 124th St, Brookfield, WI 53005Directions
- Brookfield Branch16570 W Bluemound Rd, Brookfield, WI 53005Directions
- Gateway Office3470 Gateway Rd, Brookfield, WI 53045Directions
- Ruby Isle Branch2225 N Calhoun Rd, Brookfield, WI 53005Directions
- Cedarburg BranchW62n209 Washington Ave, Cedarburg, WI 53012Directions
- Cudahy Office4677 S Packard Ave, Cudahy, WI 53110Directions
- Delafield Branch2700 Golf Rd, Delafield, WI 53018Directions
- Elm Grove Branch900 Elm Grove Rd, Elm Grove, WI 53122Directions
- Fox Point Branch8740 N Port Washington Rd, Fox Point, WI 53217Directions
- Franklin State Bank - Branch7000 S 76th St, Franklin, WI 53132Directions
- Germantown BranchW156n11150 Pilgrim Rd, Germantown, WI 53022Directions
- Glendale P&R Branch231 W Silver Spring Dr, Glendale, WI 53217Directions
- Grafton Branch1200 Washington St, Grafton, WI 53024Directions
- Southridge Branch5454 S 76th St, Greendale, WI 53129Directions
- Hartland112 E Capitol Dr, Hartland, WI 53029Directions
- Hubertus Branch1301 Highway 175, Hubertus, WI 53033Directions
- Jackson BranchN168w22770 Praire View Ln, Jackson, WI 53037Directions
- Menomonee Falls Office BranchN82w15415 Appleton Avenue, Menomonee Falls, WI 53051Directions
- Mequon Branch1425 W Mequon Rd, Mequon, WI 53092Directions
- 3131 South 13th Street Branch3131 S 13th St, Milwaukee, WI 53215Directions
- Bay View Branch2701 S Kinnickinnic Ave, Milwaukee, WI 53207Directions
- Bluemound Office7635 W Bluemound Rd, Milwaukee, WI 53213Directions
- Fond Du Lac - Milwaukee Office3637 W Fond Du Lac Ave, Milwaukee, WI 53216Directions
- Granville Station9001 N 76th St, Milwaukee, WI 53223Directions
- King Drive Branch2745 N Dr Martin Luther King Dr, Milwaukee, WI 53212Directions
- Lincoln Ave Branch2266 S 13th St, Milwaukee, WI 53215Directions
- Mason Street Drive-Up Branch422 E Mason St, Milwaukee, WI 53202Directions
- North Water Street Branch790 N Water St, Milwaukee, WI 53202Directions
- Oklahoma Ave Branch6645 W Oklahoma Ave, Milwaukee, WI 53219Directions
- Silver Spring Branch8300 W Silver Spring Dr, Milwaukee, WI 53218Directions
- South-National Avenue2701 W National Ave, Milwaukee, WI 53215Directions
- Southwest-Layton Avenue7600 W Layton Ave, Milwaukee, WI 53220Directions
- Wisconsin Avenue Branch2120 W Wisconsin Ave, Milwaukee, WI 53233Directions
- Muskego BranchS69w15563 Janesville Rd, Muskego, WI 53150Directions
- New Berlin Wi Facility15450 W National Ave, New Berlin, WI 53151Directions
- Oak Creek Branch8900 S Howell Ave, Oak Creek, WI 53154Directions
- Oconomowoc Office1433 Pabst Farms Cir, Oconomowoc, WI 53066Directions
- Saukville Branch859 E Green Bay Ave, Saukville, WI 53080Directions
- South Milwaukee Branch1001 Marquette Ave, South Milwaukee, WI 53172Directions
- Sussex BranchN64w25050 Prospect Cir, Sussex, WI 53089Directions
- Thiensville Branch201 N Main St, Thiensville, WI 53092Directions
- Pewaukee BranchN14w23999 Stone Ridge Dr, Waukesha, WI 53188Directions
- Waukesha Branch1580 E Moreland Blvd, Waukesha, WI 53186Directions
- Mayfair Branch10529 W North Ave, Wauwatosa, WI 53226Directions
- Wauwatosa Branch7501 W North Ave, Wauwatosa, WI 53213Directions
- Hwy 100 Branch2555 S 108th St, West Allis, WI 53227Directions
- West Allis Office7000 W Greenfield Ave, West Allis, WI 53214Directions
- West Bend Main Branch321 N Main St, West Bend, WI 53095Directions
- West Bend South Branch868 S Main St, West Bend, WI 53095Directions
- Whitefish Bay Branch177 E Silver Spring Dr, Whitefish Bay, WI 53217Directions
Madison area · 16
- Dodgeville Branch302 N Iowa St, Dodgeville, WI 53533Directions
- Capital Square Branch1 W Main St, Madison, WI 53703Directions
- East Towne Branch4726 E Towne Blvd, Madison, WI 53704Directions
- Fitchburg Branch2900 Fish Hatchery Rd, Madison, WI 53713Directions
- High Point Branch7801 Mineral Point Rd, Madison, WI 53717Directions
- Hilldale Branch216 Price Pl, Madison, WI 53705Directions
- Jamestown Branch5250 Verona Rd, Madison, WI 53711Directions
- Sherman Branch1202 N Sherman Ave, Madison, WI 53704Directions
- Middleton Branch7447 University Ave, Middleton, WI 53562Directions
- Monona Grove Branch4613 Monona Dr, Monona, WI 53716Directions
- Oregon Branch127 Jefferson St, Oregon, WI 53575Directions
- Portage North Branch2851 New Pinery Rd, Portage, WI 53901Directions
- Sun Prairie Branch1140 W Main St, Sun Prairie, WI 53590Directions
- Verona Branch610 W Verona Ave, Verona, WI 53593Directions
- Waunakee Branch220 N Century Ave, Waunakee, WI 53597Directions
- Wisconsin Dells Branch501 Broadway, Wisconsin Dells, WI 53965Directions
Green Bay area · 8
- Ledgeview - De Pere1964 Dickinson Rd, De Pere, WI 54115Directions
- Ashwaubenon Branch2700 S Oneida St, Green Bay, WI 54304Directions
- Bellevue Branch2042 Lime Kiln Rd, Green Bay, WI 54311Directions
- Green Bay310 W Walnut St, Green Bay, WI 54303Directions
- Green Bay East2223 Main St, Green Bay, WI 54302Directions
- Green Bay Military201 S Military Ave, Green Bay, WI 54303Directions
- Howard Branch945 Cardinal Ln, Green Bay, WI 54313Directions
- Packerland Branch2614 W Mason St, Green Bay, WI 54303Directions
Appleton area · 6
- Appleton221 W College Ave, Appleton, WI 54911Directions
- Appleton East Wisconsin Avenue402 E Wisconsin Ave, Appleton, WI 54911Directions
- Appleton West College2915 W College Ave, Appleton, WI 54914Directions
- Darboy Branch3901 E Calumet St, Appleton, WI 54915Directions
- Chilton35 E Main St, Chilton, WI 53014Directions
- Seymour Branch205 S Main St, Seymour, WI 54165Directions
Racine area · 6
- Milwaukee Avenue, Burlington Branch1000 Milwaukee Ave, Burlington, WI 53105Directions
- Caledonia Branch2440 E. Four Mile Road, Caledonia, WI 53108Directions
- Durand Avenue Branch4100 Durand Ave, Racine, WI 53405Directions
- Mount Pleasant Branch5101 Spring St, Racine, WI 53406Directions
- Racine Main1 Main St, Racine, WI 53403Directions
- Waterford Branch300 N Milwaukee St, Waterford, WI 53185Directions
Janesville area · 5
- Beloit Branch500 E Grand Ave, Beloit, WI 53511Directions
- Evansville Branch25 N Madison St, Evansville, WI 53536Directions
- Creston Park Branch1404 Creston Park Dr, Janesville, WI 53545Directions
- Janesville100 N Main St, Janesville, WI 53545Directions
- Milton Avenue Branch4323 Milton Ave, Janesville, WI 53546Directions
Kenosha area · 5
- 52nd Street Branch4235 52nd St, Kenosha, WI 53144Directions
- Pershing Office7535 Pershing Blvd, Kenosha, WI 53142Directions
- Prairie Ridge9066 76th St, Pleasant Prairie, WI 53158Directions
- Paddock Lake Branch24616 75th St, Salem, WI 53168Directions
- Twin Lakes Branch508 N Lake Ave, Twin Lakes, WI 53181Directions
Baraboo area · 4
- Baraboo Branch1159 8th St, Baraboo, WI 53913Directions
- Reedsburg - Viking Dr. Branch500 Viking Dr, Reedsburg, WI 53959Directions
- Sauk Prairie Branch615 Water St, Sauk City, WI 53583Directions
- Spring Green Branch209 E Jefferson St, Spring Green, WI 53588Directions
Wausau area · 4
- Cedar Creek10208 Park Plz, Rothschild, WI 54474Directions
- Dudley Tower Branch500 N 1st St, Wausau, WI 54403Directions
- Rib Mountain Branch225065 Rib Mountain Dr, Wausau, WI 54401Directions
- Wausau500 N 3rd St, Wausau, WI 54403Directions
Eau Claire area · 3
- Chippewa Falls Branch411 N Bridge St, Chippewa Falls, WI 54729Directions
- Eau Claire Water Street228 Water St, Eau Claire, WI 54703Directions
- Highway 93 Branch4106 Highway 93, Eau Claire, WI 54702Directions
Oshkosh area · 3
- Neenah Branch643 S Green Bay Rd, Neenah, WI 54956Directions
- Oshkosh50 Pearl Ave, Oshkosh, WI 54901Directions
- Suburban West2100 Omro Rd, Oshkosh, WI 54904Directions
Stevens Point area · 3
- Crossroads Commons Branch1200 Commerce Pl, Plover, WI 54467Directions
- Plover Branch2851 Post Rd, Plover, WI 54467Directions
- Stevens Point1245 Main St, Stevens Point, WI 54481Directions
Sheboygan area · 3
- Plymouth Office2002 Eastern Ave, Plymouth, WI 53073Directions
- Sheboygan Taylor Drive1441 N Taylor Dr, Sheboygan, WI 53081Directions
- Sheboygan Falls414 Buffalo St, Sheboygan Falls, WI 53085Directions
Antigo area · 2
- Antigo Branch734 5th Ave, Antigo, WI 54409Directions
- Antigo Drive-In516 Clermont St, Antigo, WI 54409Directions
Beaver Dam area · 2
- Beaver Dam Branch120 Park Ave, Beaver Dam, WI 53916Directions
- Mayville Branch209 Horicon St, Mayville, WI 53050Directions
Whitewater area · 2
- Delavan Branch104 N 5th St, Delavan, WI 53115Directions
- Lake Geneva Office410 Broad St, Lake Geneva, WI 53147Directions
Fond du Lac area · 2
- Fond Du Lac Branch33 W Pioneer Rd, Fond du Lac, WI 54935Directions
- Ripon333 Blackburn St, Ripon, WI 54971Directions
La Crosse area · 2
- La Crosse - Rose Branch1300 Rose St, La Crosse, WI 54603Directions
- Onalaska Branch1145 Main St, Onalaska, WI 54650Directions
Wisconsin Rapids area · 2
- Marshfield101 W 4th St, Marshfield, WI 54449Directions
- Wisc Rapids Branch1100 8th St S, Wisconsin Rapids, WI 54494Directions
Rhinelander area · 2
- Rhinelander7 N Brown St, Rhinelander, WI 54501Directions
- Rhinelander Drive-In Branch210 West Davenport Street, Rhinelander, WI 54501Directions
Adams area · 1
- Adams Branch121 N Main St, Adams, WI 53910Directions
Ashland area · 1
- Ashland100 Main St E, Ashland, WI 54806Directions
Eagle River area · 1
- Eagle River300 E Wall St, Eagle River, WI 54521Directions
Manitowoc area · 1
- Manitowoc Office1013 S 8th St, Manitowoc, WI 54220Directions
Menomonie area · 1
- Menomonie Branch500 Main St E, Menomonie, WI 54751Directions
Merrill area · 1
- Merrill900 E Main St, Merrill, WI 54452Directions
Marinette area · 1
- Peshtigo Branch120 N Emery Ave, Peshtigo, WI 54157Directions
Minneapolis area · 1
- Prescott Branch1049 Campbell St N, Prescott, WI 54021Directions
Shawano area · 1
- Shawano101 N Main St, Shawano, WI 54166Directions
Spooner area · 1
- Spooner Main Branch118 Elm St, Spooner, WI 54801Directions
Duluth area · 1
- Superior1425 Tower Ave, Superior, WI 54880Directions
Watertown area · 1
- Watertown Branch205 N 2nd St, Watertown, WI 53094Directions
Wautoma area · 1
- Wautoma Branch310 W Main St, Wautoma, WI 54982Directions
Woodruff area · 1
- Woodruff Branch300 Margaret Street, Woodruff, WI 54568Directions
Colorado
68 branchesArizona
60 branchesIndiana
48 branchesMinnesota
35 branchesNebraska
29 branchesKansas
24 branchesMissouri
23 branchesIowa
21 branchesOregon
21 branchesNew Mexico
20 branchesFlorida
18 branchesWyoming
17 branchesOklahoma
13 branchesWashington
8 branchesNevada
7 branchesSouth Dakota
7 branchesUtah
5 branchesIdaho
4 branchesNorth Dakota
4 branchesTexas
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.29% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.15% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $73 | $85 | — |
- CapitalLeverage ratio11.29%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.15%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$73Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BMO are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.