Bank · FDIC insured
BMO
A $255B bank, the 16th largest of 4,207, headquartered in Chicago, IL, with 980 branches in 23 states. Best rates: CDs 3.00% and savings 0.01% APY.
BMO Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#98 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BMO
- Headquarters
- 320 S Canal St, Chicago, IL 60606
- FDIC certificate
- 16571 ↗
Branches
980 branches in 23 states
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California
225 branchesIllinois
178 branchesWisconsin
144 branchesColorado
68 branchesArizona
60 branchesIndiana
48 branchesMinnesota
35 branchesNebraska
29 branchesKansas
24 branchesMissouri
23 branchesIowa
21 branchesOregon
21 branches
Portland area · 15
- Beaverton3180 Sw Cedar Hills Blvd, Beaverton, OR 97005Directions
- Nimbus Center Branch9950 Sw Nimbus Ave, Beaverton, OR 97008Directions
- Tanasbourne Branch2495 Ne Town Center Dr, Beaverton, OR 97006Directions
- Forest Grove Branch1926 Pacific Ave, Forest Grove, OR 97116Directions
- Gresham Branch825 Ne Hogan Dr, Gresham, OR 97030Directions
- Lake Grove16555 Boones Ferry Rd, Lake Oswego, OR 97035Directions
- Milwaukie Branch11050 Se Mcloughlin Blvd, Milwaukie, OR 97222Directions
- Oregon City Branch1301 Molalla Ave, Oregon City, OR 97045Directions
- 82nd And Division Branch8135 Se Division St, Portland, OR 97206Directions
- Lloyd Center Branch905 Ne Halsey St, Portland, OR 97232Directions
- Lovejoy & 23rd Branch950 Nw 23rd Ave, Portland, OR 97210Directions
- Portland Main Branch810 Sw Broadway, Portland, OR 97205Directions
- Raleigh Hills Branch6521 Sw Beaverton Hillsdale Hwy, Portland, OR 97225Directions
- St. Helens Branch465 S Columbia River Hwy, St. Helens, OR 97051Directions
- Tualatin Branch7925 Sw Nyberg St, Tualatin, OR 97062Directions
Newport area · 3
- Lincoln City Branch4659 Sw Highway 101, Lincoln City, OR 97367Directions
- Newport Branch248 Sw Coast Hwy, Newport, OR 97365Directions
- Toledo Branch112 S Main St, Toledo, OR 97391Directions
Ontario area · 1
- Ontario Branch505 Sunset Dr, Ontario, OR 97914Directions
Hermiston area · 1
- Pendleton Branch416 Sw 20th St, Pendleton, OR 97801Directions
The Dalles area · 1
- The Dalles Branch120 E 4th St, The Dalles, OR 97058Directions
New Mexico
20 branchesFlorida
18 branchesWyoming
17 branchesOklahoma
13 branchesWashington
8 branchesNevada
7 branchesSouth Dakota
7 branchesUtah
5 branchesIdaho
4 branchesNorth Dakota
4 branchesTexas
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.29% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.15% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $73 | $85 | — |
- CapitalLeverage ratio11.29%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.15%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$73Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BMO are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.