Bank · FDIC insured
BMO
A $255B bank, the 16th largest of 4,207, headquartered in Chicago, IL, with 980 branches in 23 states. Best rates: CDs 3.00% and savings 0.01% APY.
BMO Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#98 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BMO
- Headquarters
- 320 S Canal St, Chicago, IL 60606
- FDIC certificate
- 16571 ↗
Branches
980 branches in 23 states
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California
225 branchesIllinois
178 branchesWisconsin
144 branchesColorado
68 branchesArizona
60 branchesIndiana
48 branchesMinnesota
35 branchesNebraska
29 branches
Omaha area · 13
- Twin Creek Branch4009 Twin Creek Dr, Bellevue, NE 68123Directions
- 84th & Giles Branch8125 S 84th St, La Vista, NE 68128Directions
- 132nd & California Branch13220 California St, Omaha, NE 68154Directions
- 138th & Q Branch13737 Q St, Omaha, NE 68137Directions
- 168th & Harrison Branch16808 Harrison St, Omaha, NE 68136Directions
- 180th And West Center Branch18102 Wright St, Omaha, NE 68130Directions
- 20th & Harney Branch1921 Harney St, Omaha, NE 68102Directions
- 24th & L Branch4724 S 24th St, Omaha, NE 68107Directions
- 44th & Farnam Branch339 N Saddle Creek Rd, Omaha, NE 68131Directions
- 87th & West Center Branch8707 W Center Rd, Omaha, NE 68124Directions
- 90th & Maplewood Branch3520 N 90th St, Omaha, NE 68134Directions
- Benson-Dundee Branch5901 Nw Radial Hwy, Omaha, NE 68104Directions
- Eagle Run Branch13506 W Maple Rd, Omaha, NE 68164Directions
Lincoln area · 3
- 16th & South Branch2103 S 16th St, Lincoln, NE 68502Directions
- 52nd & "O" Branch5225 O St, Lincoln, NE 68510Directions
- Williamsburg Branch5700 Village Blvd, Lincoln, NE 68516Directions
Alliance area · 2
- Alliance Branch224 Box Butte Ave, Alliance, NE 69301Directions
- Alliance Drive Up Branch120 W 2nd St, Alliance, NE 69301Directions
Beatrice area · 1
- Beatrice Branch633 N 6th St, Beatrice, NE 68310Directions
Bridgeport area · 1
- Bridgeport Branch10th & Main Street, Bridgeport, NE 69336Directions
Chadron area · 1
- Chadron Branch210 W 3rd St, Chadron, NE 69337Directions
Columbus area · 1
- Columbus Branch2714 23rd St, Columbus, NE 68601Directions
Fremont area · 1
- Fremont - East 23rd Branch1330 E 23rd St, Fremont, NE 68025Directions
Gordon area · 1
- Gordon Branch205 N Main St, Gordon, NE 69343Directions
Grand Island area · 1
- Grand Island Branch3301 State St, Grand Island, NE 68803Directions
Kearney area · 1
- Kearney Branch4407 2nd Ave, Kearney, NE 68847Directions
Norfolk area · 1
- Norfolk - Main Branch602 W Norfolk Ave, Norfolk, NE 68701Directions
North Platte area · 1
- North Platte Branch301 W 4th St, North Platte, NE 69101Directions
Valentine area · 1
- Valentine Branch402 N Main St, Valentine, NE 69201Directions
Kansas
24 branchesMissouri
23 branchesIowa
21 branchesOregon
21 branchesNew Mexico
20 branchesFlorida
18 branchesWyoming
17 branchesOklahoma
13 branchesWashington
8 branchesNevada
7 branchesSouth Dakota
7 branchesUtah
5 branchesIdaho
4 branchesNorth Dakota
4 branchesTexas
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.29% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.15% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $73 | $85 | — |
- CapitalLeverage ratio11.29%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.15%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$73Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BMO are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.