Bank · FDIC insured
BMO
A $255B bank, the 16th largest of 4,207, headquartered in Chicago, IL, with 980 branches in 23 states. Best rates: CDs 3.00% and savings 0.01% APY.
BMO Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#98 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BMO
- Headquarters
- 320 S Canal St, Chicago, IL 60606
- FDIC certificate
- 16571 ↗
Branches
980 branches in 23 states
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California
225 branchesIllinois
178 branchesWisconsin
144 branchesColorado
68 branchesArizona
60 branchesIndiana
48 branchesMinnesota
35 branchesNebraska
29 branchesKansas
24 branchesMissouri
23 branchesIowa
21 branchesOregon
21 branchesNew Mexico
20 branches
Albuquerque area · 17
- Academy Branch6701 Academy Rd Ne, Albuquerque, NM 87109Directions
- Adobe Acres Branch3733 Isleta Blvd Sw, Albuquerque, NM 87105Directions
- Coronado Branch5901 Menaul Blvd Ne, Albuquerque, NM 87110Directions
- Cottonwood Branch10050 Coors Bypass Nw, Albuquerque, NM 87114Directions
- Del Norte Branch4221 San Mateo Blvd Ne, Albuquerque, NM 87110Directions
- East Central Branch5401 Central Ave Ne, Albuquerque, NM 87108Directions
- Eubank Branch2101 Eubank Blvd Ne, Albuquerque, NM 87112Directions
- Grand Avenue Branch500 Dr Martin Luther King Jr Ave Ne, Albuquerque, NM 87102Directions
- Jefferson Branch5501 Jefferson St Ne, Albuquerque, NM 87109Directions
- La Cueva Branch7900 Wyoming Blvd Ne, Albuquerque, NM 87109Directions
- Manzano Branch780 Juan Tabo Blvd Ne, Albuquerque, NM 87123Directions
- Roma Branch303 Roma Ave Nw, Albuquerque, NM 87102Directions
- Sandia Plaza Branch3201 Juan Tabo Blvd Ne, Albuquerque, NM 87111Directions
- West Central Branch5228 Central Ave Sw, Albuquerque, NM 87105Directions
- Cedar Crest Branch12127 N Highway 14, Cedar Crest, NM 87008Directions
- Los Lunas Branch2610 Main St Nw, Los Lunas, NM 87031Directions
- Rio Rancho Branch3735 Southern Blvd Se, Rio Rancho, NM 87124Directions
Las Cruces area · 3
- Anthony Branch300 Anthony Dr, Anthony, NM 88021Directions
- Las Cruces Branch201 N Church St, Las Cruces, NM 88001Directions
- Telshor Branch795 S Telshor Blvd, Las Cruces, NM 88011Directions
Florida
18 branchesWyoming
17 branchesOklahoma
13 branchesWashington
8 branchesNevada
7 branchesSouth Dakota
7 branchesUtah
5 branchesIdaho
4 branchesNorth Dakota
4 branchesTexas
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.29% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.15% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $73 | $85 | — |
- CapitalLeverage ratio11.29%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.15%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$73Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BMO are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.