Bank · FDIC insured
BMO
A $255B bank, the 16th largest of 4,207, headquartered in Chicago, IL, with 980 branches in 23 states. Best rates: CDs 3.00% and savings 0.01% APY.
BMO Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#98 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BMO
- Headquarters
- 320 S Canal St, Chicago, IL 60606
- FDIC certificate
- 16571 ↗
Branches
980 branches in 23 states
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California
225 branchesIllinois
178 branchesWisconsin
144 branchesColorado
68 branchesArizona
60 branchesIndiana
48 branchesMinnesota
35 branchesNebraska
29 branchesKansas
24 branches
Kansas City area · 9
- Leawood Office11301 Nall Ave, Leawood, KS 66211Directions
- State Line Branch8840 State Line Rd, Leawood, KS 66206Directions
- Mission6263 Nall Ave, Mission, KS 66202Directions
- Olathe Branch15203 W 119th St, Olathe, KS 66062Directions
- Overland Park - 94th9400 Antioch Rd, Overland Park, KS 66212Directions
- Overland Park South Branch12080 Blue Valley Pkwy, Overland Park, KS 66213Directions
- Long Branch6333 Long Ave, Shawnee, KS 66216Directions
- Monticello Branch21900 Shawnee Mission Pkwy, Shawnee, KS 66226Directions
- Westglen Branch7225 Renner Rd, Shawnee, KS 66217Directions
Wichita area · 6
- Augusta1420 Ohio St, Augusta, KS 67010Directions
- Derby Branch300 N Rock Rd, Derby, KS 67037Directions
- Newton100 W 12th St, Newton, KS 67114Directions
- Wichita - Downtown255 N Main St, Wichita, KS 67202Directions
- Wichita - Ne Branch3055 N Rock Rd, Wichita, KS 67226Directions
- Wichita - Nw2123 N Maize Rd, Wichita, KS 67212Directions
Pittsburg area · 2
- 4th & Walnut Branch402 N Walnut St, Pittsburg, KS 66762Directions
- Pittsburg Branch417 N Broadway St, Pittsburg, KS 66762Directions
Dodge City area · 1
- Dodge City400 W Frontview St, Dodge City, KS 67801Directions
Garden City area · 1
- Garden City1301 E Kansas Ave, Garden City, KS 67846Directions
Great Bend area · 1
- Great Bend1200 Kansas Ave, Great Bend, KS 67530Directions
Hutchinson area · 1
- Hutchinson829 E 30th Ave, Hutchinson, KS 67502Directions
Larned area · 1
- Larned Branch324 W 14th St, Larned, KS 67550Directions
Ottawa area · 1
- Ottawa700 S Main St, Ottawa, KS 66067Directions
Arkansas City area · 1
- Winfield1113 Main St, Winfield, KS 67156Directions
Missouri
23 branchesIowa
21 branchesOregon
21 branchesNew Mexico
20 branchesFlorida
18 branchesWyoming
17 branchesOklahoma
13 branchesWashington
8 branchesNevada
7 branchesSouth Dakota
7 branchesUtah
5 branchesIdaho
4 branchesNorth Dakota
4 branchesTexas
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.29% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.15% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $73 | $85 | — |
- CapitalLeverage ratio11.29%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.15%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$73Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BMO are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.