Bank · FDIC insured
BMO
A $255B bank, the 16th largest of 4,207, headquartered in Chicago, IL, with 980 branches in 23 states. Best rates: CDs 3.00% and savings 0.01% APY.
BMO Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#98 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BMO
- Headquarters
- 320 S Canal St, Chicago, IL 60606
- FDIC certificate
- 16571 ↗
Branches
980 branches in 23 states
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California
225 branchesIllinois
178 branchesWisconsin
144 branchesColorado
68 branchesArizona
60 branchesIndiana
48 branches
Indianapolis area · 30
- Avon Branch7503 Beechwood Centre Rd, Avon, IN 46123Directions
- Brownsburg In Branch610 W Northfield Dr, Brownsburg, IN 46112Directions
- Carmel Branch1701 E. 116th Street, Carmel, IN 46032Directions
- 116th & Brooks School Branch12620 E 116th St, Fishers, IN 46037Directions
- Fishers Branch7150 E 116th St, Fishers, IN 46038Directions
- Franklin In Branch2389 N Morton St, Franklin, IN 46131Directions
- Center Grove Branch1696 Meridian Oaks Dr, Greenwood, IN 46142Directions
- County Line And Emerson Branch1253 N Emerson Ave, Greenwood, IN 46143Directions
- 14th & Shadeland Branch1402 N Shadeland Ave, Indianapolis, IN 46219Directions
- 62nd & Allisonville Branch6205 Allisonville Rd, Indianapolis, IN 46220Directions
- Castleton Branch7652 N Shadeland Ave, Indianapolis, IN 46250Directions
- Greenwood Branch8675 Us 31, Indianapolis, IN 46227Directions
- Intech Park Branch6410 Intech Commons Dr, Indianapolis, IN 46278Directions
- Nora Branch1402 E 86th St, Indianapolis, IN 46240Directions
- North Willow Branch2260 W 86th St, Indianapolis, IN 46260Directions
- Plaza Branch135 N Pennsylvania St, Indianapolis, IN 46204Directions
- Sunnyside Branch5835 Sunnyside Rd, Indianapolis, IN 46235Directions
- Washington Square Branch10040 E Washington St, Indianapolis, IN 46229Directions
- West 10th Street Branch925 N High School Rd, Indianapolis, IN 46214Directions
- North Jefferson Branch89 N Jefferson St, Martinsville, IN 46151Directions
- Plaza Branch2110 Burton Ln, Martinsville, IN 46151Directions
- Sycamore Street Martinsville In Branch10 N Sycamore St, Martinsville, IN 46151Directions
- Mooresville Branch46 Spring Mill Ct, Mooresville, IN 46158Directions
- Mooresville Drive-Thru33 W Main St, Mooresville, IN 46158Directions
- Hamilton Towne Center Branch13225 Tegler Dr, Noblesville, IN 46060Directions
- Logan & Lakeview Branch350 W Logan St, Noblesville, IN 46060Directions
- Stony Creek Branch17269 Mercantile Blvd, Noblesville, IN 46060Directions
- Plainfield Branch2609 E Main St Ste G, Plainfield, IN 46168Directions
- Westfield Branch253 W Tournament Trail, Westfield, IN 46074Directions
- Zionsville Branch1350 W Oak St, Zionsville, IN 46077Directions
Chicago area · 13
- Crown Point Branch10705 Broadway, Crown Point, IN 46307Directions
- Dyer Branch801 Joliet St, Dyer, IN 46311Directions
- East Chicago Branch2409 E 141st St, East Chicago, IN 46312Directions
- Gary West Branch2746 W 5th Ave, Gary, IN 46404Directions
- Miller Branch6001 Melton Rd, Gary, IN 46403Directions
- Griffith Branch200 W Ridge Rd, Griffith, IN 46319Directions
- Calumet Avenue Branch7227 Calumet Ave, Hammond, IN 46324Directions
- Nammon Sibley Branch27 Sibley St, Hammond, IN 46320Directions
- Merrillville Branch7701 Broadway, Merrillville, IN 46410Directions
- Munster Branch909 Ridge Rd, Munster, IN 46321Directions
- Portage Branch6015 Us Highway 6, Portage, IN 46368Directions
- St. John Branch9770 Wicker Ave, St. John, IN 46373Directions
- Valparaiso South Branch750 Washington St, Valparaiso, IN 46383Directions
Kokomo area · 4
- Lincoln Road Financial Center Branch2800 S Reed Rd, Kokomo, IN 46902Directions
- Main Street Kokomo In Branch429 N Main St, Kokomo, IN 46901Directions
- North Side Branch2135 N Washington St, Kokomo, IN 46901Directions
- West Side Branch2206 W Sycamore St, Kokomo, IN 46901Directions
Rushville area · 1
- Rushville Branch201 Harcourt Way, Rushville, IN 46173Directions
Minnesota
35 branchesNebraska
29 branchesKansas
24 branchesMissouri
23 branchesIowa
21 branchesOregon
21 branchesNew Mexico
20 branchesFlorida
18 branchesWyoming
17 branchesOklahoma
13 branchesWashington
8 branchesNevada
7 branchesSouth Dakota
7 branchesUtah
5 branchesIdaho
4 branchesNorth Dakota
4 branchesTexas
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.29% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.15% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $73 | $85 | — |
- CapitalLeverage ratio11.29%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.15%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$73Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BMO are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.