Credit union · NCUA insured
BluPeak Credit Union CD Rates
BluPeak Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How BluPeak Credit Union’s CD rates compare
Compared with banks and credit unions near San Diego, CA, where BluPeak Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BluPeak Credit Union
3.50%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $173
BluRipple Term Certificates
Top rate
California Credit Union
4.50%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $488
2nd-highest rate
San Diego Firefighters Federal Credit Union
4.45%APY
- Term
- 12 months
- Minimum
- $2,000
- Earns on $10,000
- $445
BluPeak Credit Union CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo2.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BluPeak Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
BluRipple Term Certificates
Up to 3.50%APY · 4 terms
Must meet membership and account criteria. Early withdrawal penalties apply. Certificates generally renew to a like term at the dividend rate in effect at renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsOriginal term of less than one year early withdrawal penalty is 90 days of dividends | 3.50% | $173 |
| 12 monthsOriginal term of one year or more early withdrawal penalty is 180 days of dividends | 2.75% | $275 |
| 18 monthsOriginal term of one year or more early withdrawal penalty is 180 days of dividends | 2.00% | $301 |
| 24 monthsOriginal term of one year or more early withdrawal penalty is 180 days of dividends | 2.00% | $404 |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Term Certificate Accounts
Up to 3.00%APY · 4 terms
Must meet membership and account criteria. Available for Traditional IRA, Roth IRA, and SEP IRA. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
| 18 months | 0.50% | $75 |
| 24 months | 0.75% | $151 |
| 60–120 months | 0.95% | $484 |
Who can join BluPeak Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership because BluPeak Federal Credit Union will make a one-time contribution to the BluPeak Foundation on their behalf at no cost.
Membership information collected October 5, 2026.