Credit union · NCUA insured
Santee Cooper Credit Union Auto Loan Rates
Santee Cooper Credit Union auto loans start at 4.24% APR for a new vehicle. Rates checked October 22, 2026.
How Santee Cooper Credit Union’s auto loan rates compare
Compared with banks and credit unions near Charleston, SC, where Santee Cooper Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Santee Cooper Credit Union
4.24%APR
- Terms
- —
- Up to
- —
New Auto Loan
Lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Santee Cooper Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew4.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Santee Cooper Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
All loans subject to credit approval. Terms vary based on amount financed. Rate discounts available based on varying qualifications (e.g. .25% off loan rate with e-statements). We reserve the right to change rates at any time.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.24% | APR as low as 4.24%. All loans subject to credit approval. Rate discounts available based on varying qualifications (e.g., .25% off loan rate with e-statements). Terms vary based on amount financed. |
Sources (2)
All captured Oct 4, 2026
Who can join Santee Cooper Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.