Credit union · NCUA insured
Beacon Community Credit Union Auto Loan Rates
Top CarrotBeacon Community Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 22, 2026.
How Beacon Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Beacon Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Beacon Community Credit Union
4.74%APR
- Terms
- up to 60 months
New & Used Vehicles
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
2nd-lowest rate
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
Louisville/Jefferson County Metropolitan Sewer District (MSD) rates
Beacon Community Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Beacon Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles
Membership eligibility required. Rates and loan terms subject to credit approval. Simple interest loans with no processing fees for inhouse auto loans and no prepayment penalty for early payoff. Rate includes BCCU checking with direct deposit and auto payments via payroll.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.49% | Up to 100% of Purchase Price. Rate includes BCCU checking with direct deposit and auto payments via payroll. |
| up to 60 months | 4.74% | Up to 100% of Purchase Price. Purchase Price exceeding $15,000 for 60 months. Rate includes BCCU checking with direct deposit and auto payments via payroll. |
| up to 72 months | 4.99% | Up to 100% of Purchase Price. Purchase Price exceeding $25,000 for 72 months. Rate includes BCCU checking with direct deposit and auto payments via payroll. |
| up to 84 months | 5.49% | Up to 100% of Purchase Price. Purchase Price exceeding $40,000 for 84 months. Rate includes BCCU checking with direct deposit and auto payments via payroll. |
Sources (2)
All captured Oct 15, 2026
Who can join Beacon Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.