Bank · FDIC insured
BB Americas Bank Auto Loan Rates
BB Americas Bank auto loans start at 7.99% APR for a new vehicle. Rates checked October 15, 2026.
How BB Americas Bank’s auto loan rates compare
Compared with banks and credit unions near Miami, FL, where BB Americas Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
BB Americas Bank
7.99%APR
- Terms
- up to 60 months
- Up to
- —
New Car Loan
Lowest rate
SUN Credit Union
3.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
BB Americas Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BB Americas Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loan
Purchases accepted only from car dealerships. Vehicle must be purchased and registered in Florida. Auto insurance required. Origination fee of 0.25% of the loan amount (minimum $300) plus applicable documentary stamp taxes. Limited to two vehicles per borrower/guarantor. Nonimmigrant visa holders require proof of U.S. property ownership.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.99% | Finance up to 80% of purchase price or MSRP (maximum LTV of 50% based on accountant/CPA letter). Example APR based on a 60-month, fixed-rate, $50,000 loan with 25% down. |
Used Car Loans
Financing available for used cars up to 3 years old with a maximum of 15,000 miles per year. Purchases accepted only from car dealerships. Vehicle must be purchased and registered in Florida. Auto insurance required. Origination fee of 0.25% of the loan amount (minimum $300) plus applicable documentary stamp taxes. Limited to two vehicles per borrower/guarantor.
| Terms | APR | Conditions |
|---|---|---|
| up to 42 months | 8.99% | Finance up to 65% of purchase price or N.A.D.A. (maximum LTV of 50% based on accountant/CPA letter). Example APR based on a 42-month, fixed-rate, $50,000 loan with 40% down. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.