Bank · FDIC insured
BB Americas Bank Credit Card Rates
BB Americas Bank credit card rates start at 16.24% APR. Rates checked October 15, 2026.
How BB Americas Bank’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where BB Americas Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
BB Americas Bank
– –
No ongoing APR published
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic
Available For Existing BB Americas Bank Clients (U.S. Citizens or U.S. Permanent Residents). Recommended Credit Level: Fair (Between 680 – 700). Domestic cards applicants must have a Social Security Number.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | None | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | None | Cash Advances APR. |
Sources (2)
All captured Oct 7, 2026
Classic Secured (Domestic)
Applicants must have a Social Security Number. Required to open a Personal Secured Credit Card Checking Account or a 24-month CD and assign as collateral. Deposit amount: $500 to $2,900.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $25 | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | $25 | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | $25 | Cash Advances APR. |
Sources (2)
All captured Oct 7, 2026
Classic Secured (International)
Available For Existing BB Americas Bank Clients (Non-U.S. Citizens or Non-U.S. Permanent Residents). Required to open a Personal Secured Credit Card Checking Account or a 24-month CD and assign as collateral. Deposit Amount: $500 to $2,900.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $60 | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | $60 | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | $60 | Cash Advances APR. |
Sources (1)
- bbamericas.com/en/internationa…or-international-clients · captured Oct 7, 2026
Platinum
Available For Existing BB Americas Bank Clients (U.S. Citizens or U.S. Permanent Residents). Recommended Credit Level: Good (Between 701 – 800). Domestic cards applicants must have a Social Security Number.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | None | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | None | Cash Advances APR. |
Sources (2)
All captured Oct 7, 2026
Platinum Secured (Domestic)
Available For Existing BB Americas Bank Clients (U.S. Citizens or U.S. Permanent Residents). Applicants must have a Social Security Number. Required to open a Personal Secured Credit Card Checking Account or a 24-month CD and assign as collateral. Deposit amount: $3,000 to $100,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $25 | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | $25 | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | $25 | Cash Advances APR. |
Sources (2)
All captured Oct 7, 2026
Platinum Secured (International)
Available For Existing BB Americas Bank Clients (Non-U.S. Citizens or Non-U.S. Permanent Residents). Required to open a Personal Secured Credit Card Checking Account or a 24-month CD and assign as collateral. Deposit Amount: $3,000 to $100,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $120 | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | $120 | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | $120 | Cash Advances APR. |
Sources (1)
- bbamericas.com/en/internationa…or-international-clients · captured Oct 7, 2026
Visa Platinum Plus (Domestic)
Secured credit card product referenced in the domestic fee schedule.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $25 | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | $25 | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | $25 | Cash Advances APR. |
Sources (1)
- bbamericas.com/en/pricing-disc…ure-secured-credit-cards · captured Oct 7, 2026
Visa Platinum Plus (International)
Secured credit card product referenced in the international fee schedule.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $200 | Introductory APR on purchases for the first 12 Statement Closing Dates following account opening. |
| Ongoing | 16.24%–18.00% | $200 | Variable purchase APR after introductory period based on creditworthiness when you open your Account. |
| Ongoing | 18.00% | $200 | Cash Advances APR. |
Sources (2)
- bbamericas.com/en/internationa…or-international-clients
- bbamericas.com/en/pricing-disc…ure-secured-credit-cards
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.