Credit union · NCUA insured
Baton Rouge Telco FCU Credit Card Rates
Top CarrotBaton Rouge Telco FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Baton Rouge Telco FCU’s credit card rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Baton Rouge Telco FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Baton Rouge Telco FCU
9.90%APR
Visa Gold
Lowest rate
BRECO FCU
7.90%APR
2nd-lowest rate
DOCCU
8.90%APR
Baton Rouge Telco FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Baton Rouge Telco FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Starter Visa
$1,000 maximum credit limit. Minimum amount $500. Fixed rate. ZERO transfer or annual fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Minimum amount $500. Maximum credit limit $1,000. Fixed rate. Zero transfer or annual fees. |
Visa Cash Back
Minimum credit line of $500. Zero transfer or annual fees. Variable rate tied to prime rate, adjusted annually. 2% unlimited cash back on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.74% | None | Minimum amount $500. Zero annual fee. Variable rate tied to prime rate and adjusted every year. Quoted on loan rates schedule and home page. |
| Ongoing | 13.49% | None | No annual fees, no balance transfer fees. 2% cash back on all purchases. Quoted under balance transfer application sections. |
Sources (4)
- brtelco.org
- brtelco.org/loan-rates
- brtelco.org/products/balance-transfers
- brtelco.org/products/credit-cards
All captured Oct 5, 2026
Visa Gold
Minimum credit line of $500. Zero transfer or annual fees. Rates determined by creditworthiness, credit score, monthly income, and debt repayment history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Minimum credit line $500. Zero balance transfer fees. Subject to creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater). |
Sources (4)
- brtelco.org
- brtelco.org/loan-rates
- brtelco.org/products/balance-transfers
- brtelco.org/products/credit-cards
All captured Oct 5, 2026
Visa Secured
Credit limit secured by insured deposit. Minimum credit line/amount $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Minimum amount $500. Credit limit secured by insured deposit. Subject to creditworthiness. |
Who can join Baton Rouge Telco FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or attends school in Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, or West Feliciana parish in Louisiana.
Family and household
- Parents, children, siblings, grandparents, grandchildren, stepparents, or stepchildren of Baton Rouge Telco members are eligible to join.
Cost to join
- Membership requires opening a savings account with a $5 minimum balance; no membership fee is required.
Membership information collected October 5, 2026.