Credit union · NCUA insured
Barksdale Federal Credit Union Credit Card Rates
Top CarrotBarksdale Federal Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Barksdale Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Shreveport, LA, where Barksdale Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Barksdale Federal Credit Union
12.90%APR
- Up to
- —
Visa Platinum Preferred
Lowest rate
Bossier Federal Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Willis Knighton Federal Credit Union
6.90%APR
- Up to
- 16.40% APR
Barksdale Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Barksdale Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa 4.99 Platinum
Introductory rate valid for 6 months. Members cannot currently have or be joint on a Barksdale Federal Visa credit card to qualify. Not every member will qualify.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.99% | None | Introductory rate good for 6 months on all purchases, balance transfers and cash advances. After that, the rate will convert to regular VISA Platinum card rates, currently 7.9% - 15.9%, based on credit worthiness. Balance transfers allowed if balance on other BFCU loan accounts are not transferred. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- bfcu.org/home/personal-banking/loans/credit-cards · captured Oct 7, 2026
Visa Platinum
Credit approval required. Eligibility determined by credit information. Earns rewards on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | Annual percentage rate based on credit-worthiness criteria. Subject to change. Grace period 25 days when paid in full by next statement date. Late fee applies if payment is 10 or more days late. |
Sources (2)
- bfcu.org/home/personal-banking/loans/consumerloanrates
- bfcu.org/home/personal-banking/loans/credit-cards
All captured Oct 7, 2026
Visa Platinum Preferred
Credit approval required. Eligibility determined by credit information. Earns rewards on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Annual percentage rate based on credit-worthiness criteria. Subject to change. Grace period 25 days when paid in full by next statement date. Late fee applies if payment is 10 or more days late. |
Sources (2)
- bfcu.org/home/personal-banking/loans/consumerloanrates
- bfcu.org/home/personal-banking/loans/credit-cards
All captured Oct 7, 2026
Visa Platinum Share Secured
Credit approval required. Requires minimum $500 deposit placed on hold in savings account to secure the line of credit. Eligibility determined by credit information.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Annual percentage rate based on credit-worthiness criteria. Subject to change. Minimum monthly payment is 2% of the outstanding balance or $15, whichever is greater. |
Sources (2)
- bfcu.org/home/personal-banking/loans/consumerloanrates
- bfcu.org/home/personal-banking/loans/credit-cards
All captured Oct 7, 2026
Who can join Barksdale Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, or own a business in specified parishes and counties throughout Louisiana, Arkansas, Mississippi, and Texas.
Employers and groups
- Eligibility is open to full-time or part-time employees of one of over 1,000 Select Employee Groups.
Military, government and schools
- Eligibility is open to active military or civilian employees at Barksdale Air Force Base.
- Eligibility is open to active military or civilian employees at Fort Johnson Army Post.
- Eligibility is open to honorably discharged or retired veterans who served in any branch of the United States Armed Services.
Family and household
- Eligibility is open to members of the immediate family or household of a current Barksdale Federal member or any person eligible for membership.
1 more way to join
Other ways
- Eligibility is available by qualifying through the Financial Fitness Association.
Membership information collected October 5, 2026.