Bank · FDIC insured
Bank Plus Credit Card Rates
Bank Plus credit cards start at 16.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Bank Plus’s credit card rates compare
Compared with banks and credit unions in Iowa, where Bank Plus has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Bank Plus
16.74%APR
- Up to
- 26.74% APR
Rewards Platinum
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Bank Plus credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR16.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bank Plus ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Earn 1% cash back on all net purchases. Subject to credit approval. Issued by TCM Bank, N.A. for BANK PLUS.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases and balance transfers for the first 12 billing cycles after account opening. If a late or returned payment occurs during the intro period, the standard APR may apply. |
| Ongoing | 17.99%–27.24% | None | Variable APR based on Prime Rate (6.75%) plus margin and creditworthiness after the initial 12 billing cycles. |
Sources (1)
- bankplusiowa.com/accounts/credit-card · captured Sep 18, 2026
Platinum Edition
No penalty APR. Subject to credit approval. Issued by TCM Bank, N.A. for BANK PLUS.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases and balance transfers for the first 12 billing cycles after account opening. If a late or returned payment occurs during the intro period, the standard APR may apply. |
| Ongoing | 17.74%–26.99% | None | Variable APR based on Prime Rate (6.75%) plus margin and creditworthiness after the initial 12 billing cycles. |
Sources (1)
- bankplusiowa.com/accounts/credit-card · captured Sep 18, 2026
Rewards Platinum
Earn one point per dollar on net purchases. Subject to credit approval. Issued by TCM Bank, N.A. for BANK PLUS.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases and balance transfers for the first 12 billing cycles after account opening. If a late or returned payment occurs during the intro period, the standard APR may apply. |
| Ongoing | 16.74%–26.74% | None | Variable APR based on Prime Rate (6.75%) plus margin and creditworthiness after the initial 12 billing cycles. |
Sources (1)
- bankplusiowa.com/accounts/credit-card · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.