Bank · FDIC insured
Bank of the Pacific Auto Loan Rates
Bank of the Pacific auto loans start at 6.21% APR for a new vehicle and 6.77% for a used one. Rates checked October 22, 2026.
How Bank of the Pacific’s auto loan rates compare
Compared with banks and credit unions near Aberdeen, WA, where Bank of the Pacific has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Bank of the Pacific
6.21%APR
- Terms
- —
- Up to
- 8.18% APR
- Discount
- Included in the rate
New Auto Loan
Lowest rate
Our Community CU
4.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Great NorthWest Federal Credit Union
5.69%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
- Discount
- Included in the rate
Bank of the Pacific auto loan score
62
Auto loan score
Higher than 7% of U.S. banks and credit unions
- New vehicleNew6.21%
- Used vehicleUsed6.77%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bank of the Pacific ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Auto
Classic Autos for private use are typically 20-25 years old and no more than 200,000 miles. May require a classic auto appraisal. All loans subject to credit approval. Credit score, loan terms, maximum and minimum loan amounts may affect rates. Subject to a $100 loan fee and a $35 document preparation fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.99%–9.57% | Classic Autos for private use typically 20-25 years old and no more than 200,000 miles. May require a classic auto appraisal. Credit score, loan terms, maximum and minimum loan amounts may affect rates. $100 loan fee and $35 document preparation fee apply. |
Sources (1)
- bankofthepacific.com/rates/personal/consumer-loans · captured Oct 7, 2026
Motorcycle Loan
Motorcycles for private use no more than 15 years old and no more than 200,000 miles. For street legal motorcycles only. All loans subject to credit approval. Credit score, loan terms, maximum and minimum loan amounts may affect rates. Subject to a $100 loan fee and a $35 document preparation fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 10.75%–11.34% | Motorcycles for private use no more than 15 years old and no more than 200,000 miles. For street legal motorcycles only. Credit score, loan terms, maximum and minimum loan amounts may affect rates. $100 loan fee and $35 document preparation fee apply. |
Sources (1)
- bankofthepacific.com/rates/personal/consumer-loans · captured Oct 7, 2026
New Auto Loan
Automobile for private use no more than 12 months old. All loans subject to credit approval. Credit score, loan terms, maximum and minimum loan amounts may affect rates. Rates reflect a 0.25% discount for auto pay from a Bank of the Pacific account. Subject to a $100 loan fee and a $35 document preparation fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.21%–8.18% | Automobile for private use no more than 12 months old. APR reflects a 0.25% discount for auto pay from a Bank of the Pacific account. Credit score, loan terms, maximum and minimum loan amounts may affect rates. $100 loan fee and $35 document preparation fee apply. |
Sources (2)
- bankofthepacific.com/credit-ca…creational-vehicle-loans
- bankofthepacific.com/rates/personal/consumer-loans
All captured Oct 7, 2026
Used Auto Loan
Automobile for private use no more than 15 years old and no more than 200,000 miles. All loans subject to credit approval. Credit score, loan terms, maximum and minimum loan amounts, and mileage may affect rates. Rates reflect a 0.25% discount for auto pay from a Bank of the Pacific account. Subject to a $100 loan fee and a $35 document preparation fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.77%–11.53% | Automobile for private use no more than 15 years old and no more than 200,000 miles. APR reflects a 0.25% discount for auto pay from a Bank of the Pacific account. Credit score, loan terms, maximum and minimum loan amounts, and mileage affect rates. $100 loan fee and $35 document preparation fee apply. |
Sources (2)
- bankofthepacific.com/credit-ca…creational-vehicle-loans
- bankofthepacific.com/rates/personal/consumer-loans
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.