Bank · FDIC insured
Bank of Herrin CD Rates
A $349.2M bank headquartered in Herrin, IL, with 5 branches in Illinois.
How Bank of Herrin’s CD rates compare
Compared with banks and credit unions near Marion, IL, where Bank of Herrin has the most branches. $10,000, best rate first.
This bank’s best
Bank of Herrin
4.15%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $205
Certificates of Deposit
Top rate
Banterra Bank
4.40%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,379
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates of Deposit
Up to 4.15%APY · 9 terms
Rates effective as of 09/04/2026. Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. Penalty for early withdrawal. Fees may reduce earnings | 0.50% | $13 |
| 6 monthsSpecial 6 Month CD. Penalty for early withdrawal. Fees may reduce earnings | 4.15% | $205 |
| 6 months182 Day CD. Penalty for early withdrawal. Fees may reduce earnings | 0.95% | $48 |
| 12 months12 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.30% | $130 |
| 12 monthsSpecial 12 Month CD. Penalty for early withdrawal. Fees may reduce earnings | 4.15% | $415 |
| 18 months18 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.21% | $182 |
| 24 months24 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.32% | $266 |
| 30 months30 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.32% | $333 |
| 36 months36 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.53% | $466 |
| 48 months48 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.53% | $626 |
| 60 months60 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.53% | $789 |
Sources (1)
- bankofherrin.bank/resources/current-rates · captured Sep 17, 2026
IRA Certificates of Deposit
Up to 1.53%APY · 7 terms
Rates effective as of 09/04/2026. Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.30% | $130 |
| 18 months18 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.21% | $182 |
| 24 months24 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.32% | $266 |
| 30 months30 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.32% | $333 |
| 36 months36 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.53% | $466 |
| 48 months48 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.53% | $626 |
| 60 months60 Month CD & IRA. Penalty for early withdrawal. Fees may reduce earnings | 1.53% | $789 |
Sources (1)
- bankofherrin.bank/resources/current-rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.