Credit union · NCUA insured
Avadian Credit Union Credit Card Rates
Top CarrotAvadian Credit Union credit cards start at 12.65% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Avadian Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where Avadian Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Avadian Credit Union
12.65%APR
- Up to
- 21.75% APR
Visa Signature
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Avadian Credit Union credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Avadian Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Rewards
Credit limit minimum $2,000. Approval subject to creditworthiness, membership, and other qualifications. Minimum Payment Due is 3.00% of total New Balance, or $20.00, whichever is greater (or total balance if less than $20.00).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65%–23.65% | None | Variable APR. Minimum credit limit $2,000. |
Sources (3)
- avadiancu.com/Personal/Borrow/Personal-Credit-Cards
- avadiancu.com/Portals/0/Credit…20-%20Aug%201%202026.pdf
- avadiancu.com/Rates
All captured Oct 5, 2026
Visa Secured
Credit limit minimum $250. Pledged shares secure account. Minimum Payment Due is 2.00% of total New Balance, or $20.00, whichever is greater (or total balance if less than $20.00).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90%–16.90% | None | Minimum credit limit $250. |
Sources (3)
- avadiancu.com/Personal/Borrow/Personal-Credit-Cards
- avadiancu.com/Portals/0/Credit…20-%20Aug%201%202026.pdf
- avadiancu.com/Rates
All captured Oct 5, 2026
Visa Signature
Credit limit minimum $5,000. Approval subject to creditworthiness, membership, and other qualifications. Minimum Payment Due is 2.00% of total New Balance, or $20.00, whichever is greater (or total balance if less than $20.00).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.65%–21.75% | None | Variable APR. Minimum credit limit $5,000. |
Who can join Avadian Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.