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Credit union · NCUA insured

Ashland Community Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 89Top Carrot

Ashland Community Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked September 26, 2026.

How Ashland Community Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Ashland, OH, where Ashland Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 89

    This credit union’s lowest

    Ashland Community Federal Credit Union

    4.75%APR

    Terms
    up to 75 months
    Up to
    —
    Discount
    None included

    ACFCU 75th Anniversary Loan Promo

  • 2nd-lowest rate

    PNC

    5.34%APR

    Terms
    —
    Up to
    20.69% APR
    Discount
    Included in the rate

    PNC rates

  • Top Carrot, Carrot Score 93

    3rd-lowest rate

    Directions Credit Union

    5.49%APR

    Terms
    up to 84 months
    Up to
    —
    Discount
    None included

    Directions Credit Union rates

Compare auto loan rates near you →

Ashland Community Federal Credit Union auto loan score

87

Auto loan score

Higher than 76% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.75%
  • Used vehicleUsed4.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Ashland Community Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Ashland Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or go to school in Ashland County are eligible for membership.

Family and household

  • Individuals who are related to an existing member are eligible for membership.

Cost to join

  • Opening a share (savings) account requires a minimum deposit of $25 to become a member.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Ashland Community Federal Credit Union overview