Credit union · NCUA insured
ASE Credit Union Auto Loan Rates
Top CarrotASE Credit Union auto loans start at 2.99% APR for a new vehicle and 2.99% for a used one. Rates checked October 22, 2026.
How ASE Credit Union’s auto loan rates compare
Compared with banks and credit unions near Montgomery, AL, where ASE Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
ASE Credit Union
2.99%APR
- Terms
- up to 84 months
- Up to
- —
Auto Loans
2nd-lowest rate
Fedmont FCU
4.00%APR
- Terms
- up to 72 months
- Up to
- 16.00% APR
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
ASE Credit Union auto loan score
99
Auto loan score
Higher than 99% of U.S. banks and credit unions
- New vehicleNew2.99%
- Used vehicleUsed2.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ASE Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 2.99% | as low as 2.99% |
Who can join ASE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Montgomery, Autauga, Butler, Bullock, Chilton, Crenshaw, Dallas, Elmore, Lowndes, Macon, and Pike counties in Alabama are eligible to join.
Employers and groups
- Anyone employed and/or associated with ARSEA is eligible to join.
- Anyone employed and/or associated with ASEA is eligible to join.
Military, government and schools
- Current and retired employees of the State of Alabama, as well as anyone associated with the State of Alabama, are eligible to join.
- Anyone employed and/or associated with Troy University - Montgomery is eligible to join.
Cost to join
- Business membership requires a $100 minimum deposit to a Business Basic Savings account.
- Personal membership can be started with a savings deposit of as little as $5.
Membership information collected October 4, 2026.