Credit union · NCUA insured
Fedmont FCU Auto Loan Rates
Fedmont FCU auto loans start at 4.00% APR for a new vehicle. Rates checked October 22, 2026.
How Fedmont FCU’s auto loan rates compare
Compared with banks and credit unions near Montgomery, AL, where Fedmont FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fedmont FCU
4.00%APR
- Terms
- up to 72 months
- Up to
- 16.00% APR
New Car and Truck Loans
Lowest rate
ASE Credit Union
2.99%APR
- Terms
- up to 84 months
- Up to
- —
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Fedmont FCU auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fedmont FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car and Truck Loans
100% Financing
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.25%–13.00% | 100% Financing |
| up to 48 months | 3.50%–14.00% | — |
| up to 60 months | 3.75%–15.00% | — |
| up to 72 months | 4.00%–16.00% | — |
Sources (1)
- fedmontfcu.com/loan-rates · captured Oct 5, 2026
Used Cars and Trucks Loans
NADA Retail Value Maximum
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.50%–14.00% | NADA Retail Value Maximum |
| up to 48 months | 3.75%–15.00% | — |
| up to 60 months | 4.00%–16.00% | — |
Sources (1)
- fedmontfcu.com/loan-rates · captured Oct 5, 2026
Who can join Fedmont FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.