Bank · FDIC insured
Applied Bank Savings Rates
Applied Bank’s best savings rate is 0.05% APY on $10,000, with its Personal Money Market. Rates checked October 22, 2026.
How Applied Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Applied Bank has the most branches. $10,000, best rate first.
This bank’s best
Applied Bank
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Personal Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Applied Bank savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Applied Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
Up to 0.05%APY
Limit of six (6) authorized transfers, withdrawals or other drafts to third parties in each monthly account cycle through Regulation D. $10 monthly service fee if minimum balance requirement ($1,000) is not met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. | 0.00% | $0 | Monthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. |
| $500 and upMonthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. | 0.02% | $2 | Monthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. |
| $10,000 and upMonthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. | 0.05% | $5 | Monthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. |
| $25,000 and upMonthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. | 0.05% | — | Monthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. |
| $50,000 and upMonthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. | 0.05% | — | Monthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. |
| $100,000 and upMonthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. | 0.05% | — | Monthly fee of $10 applies if minimum balance requirement is not met. Fee(s) could reduce earnings on the account. |
Sources (2)
All captured Oct 3, 2026
Personal Savings
Up to 0.05%APY
Save money with Delaware's Safest Bank while earning interest. Monthly service fee of $10 applies if the $500 minimum balance requirement is not met. Subject to Regulation D limit of 6 authorized transfers/withdrawals/drafts per monthly account cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBalance tier: $0. | 0.00% | $0 | Balance tier: $0. |
| $100 and upMonthly fee of $10 waived if $500 minimum balance is met. Fee(s) could reduce earnings on the account. | 0.05% | $5 | Monthly fee of $10 waived if $500 minimum balance is met. Fee(s) could reduce earnings on the account. |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Applied Bank Club
0.10%APY
Fee(s) could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upFee(s) could reduce earnings on the account.$10 and up | 0.10% | $10 | Fee(s) could reduce earnings on the account. |
Sources (1)
- appliedbank.com/deposit-rates.html · captured Oct 3, 2026
Applied Bonus Young Savers
0.10%APY
Fee(s) could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance is listed as N/A. Fee(s) could reduce earnings on the account.Any balance | 0.10% | $10 | Minimum balance is listed as N/A. Fee(s) could reduce earnings on the account. |
Sources (1)
- appliedbank.com/deposit-rates.html · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.