Credit union · NCUA insured
APCI Federal Credit Union Savings Rates
Top CarrotAPCI Federal Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How APCI Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where APCI Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
APCI Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $150
Money Market
Top rate
Univest
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
United Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
APCI Federal Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where APCI Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.50%APY
No minimum balance required to open; $500.00 balance minimum to earn dividends; excludes check writing; no monthly service charges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $100,000$500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. APY assumes dividends remain in account. | 1.50% | $150 | $500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. APY assumes dividends remain in account. |
| $100,000 – $250,000$500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. APY assumes dividends remain in account. | 1.75% | — | $500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. APY assumes dividends remain in account. |
| $250,000 and up$500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. APY assumes dividends remain in account. | 2.25% | — | $500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. APY assumes dividends remain in account. |
Savings & Alternate Accounts
0.15%APY
Minimum deposit of $5 per member to establish and maintain membership. Limit of two Alternate Accounts per member account. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is open. Fees may reduce earnings. APY assumes dividends remain in account.$5 and up | 0.15% | $15 | $5.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is open. Fees may reduce earnings. APY assumes dividends remain in account. |
Special-purpose accounts
Traditional & Roth
0.15%APY
Offers Traditional and Roth IRAs with no annual maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up$1.00 minimum balance required. Rate is variable and subject to change after account is open. APY assumes dividends remain in account.$1 and up | 0.15% | $15 | $1.00 minimum balance required. Rate is variable and subject to change after account is open. APY assumes dividends remain in account. |
Who can join APCI Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
- Employees of Aramark based at Air Products Global Headquarters who work in, or are paid or supervised from Allentown, PA are eligible to join.
- Employees of ATAS International, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
- Contractors of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
- Employees of Evonik Corporation who work in or are supervised from Trexlertown, PA are eligible to join.
- Employees of Julabo USA, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
6 more ways to join
Employers and groups
- Employees of OraSure Technologies, Inc. who work in, are paid from, or are supervised from Bethlehem, Pennsylvania are eligible to join.
- Employees of Air Products Helium, Inc., Air Products Manufacturing Corporation, or Air Products LLC who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
- Employees of Versum Materials who work in, are paid from, or are supervised from Burlington, Massachusetts are eligible to join.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relations) and household members (living in same residence maintaining single economic unit) of qualifying employee groups or existing members are eligible to join.
Other ways
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
- Spouses of persons who died while within the field of membership of the credit union are eligible to join.
Membership information collected October 5, 2026.