Credit union · NCUA insured
Americo FCU Savings Rates
Top CarrotAmerico FCU’s best savings rate is 0.80% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Americo FCU’s savings rates compare
Compared with banks and credit unions near Erie, PA, where Americo FCU has the most branches. $10,000, best rate first.
This credit union’s best
Americo FCU
0.80%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $80
Money Market Accounts
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Americo FCU savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.20%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Americo FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.80%APY
Requires a minimum deposit of $2,500.00 to open and a minimum balance of $2,500.00 to earn APY. If the balance falls below the minimum balance, no dividend will be paid for that month. Dividends are calculated and paid monthly based on the average daily balance during the month and post to the account. Variable rates may change after opening. Membership requires maintaining at least 1 share ($5.00 par value).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Tier 1 rate. Requires a minimum balance of $2,500.00 to earn APY. | 0.70% | — | Tier 1 rate. Requires a minimum balance of $2,500.00 to earn APY. |
| $10,000 – $49,999Tier 2 rate. | 0.80% | $80 | Tier 2 rate. |
| $50,000 – $99,000Tier 3 rate. | 1.10% | — | Tier 3 rate. |
| $100,000 and upTier 4 rate. | 1.20% | — | Tier 4 rate. |
Sources (3)
- americofcu.com/rates-fees
- americofcu.com/savings/savings-and-checking
- americofcu.com/savings/share-rates
All captured Oct 6, 2026
Share/Savings
0.10%APY
Membership requires purchase and maintenance of 1 share with a $5.00 par value deposit for the duration of membership. Disclosed dividend rates are variable and may change after opening. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn APY is $5.00. Membership Share $5.00 par value.$5 and up | 0.10% | $10 | Minimum balance to earn APY is $5.00. Membership Share $5.00 par value. |
Sources (3)
- americofcu.com/rates-fees
- americofcu.com/savings/savings-and-checking
- americofcu.com/savings/share-rates
All captured Oct 6, 2026
Special-purpose accounts
IRA’s (Individual Retirement Accounts)
0.30%APY
IRA share account closure fee of $25.00 applies if closed within 1 year of opening. IRA account outgoing transfer fee is $25.00 per request. Disclosed dividend rates are variable and may change after opening. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required.Any balance | 0.30% | $30 | No minimum balance required. |
Sources (3)
All captured Oct 6, 2026
Club Accounts
0.10%APY
Club accounts are separate from regular savings accounts. Disclosed dividend rates are variable and may change after opening. Dividends are compounded and paid quarterly based on daily balance. Christmas club accounts have no minimum balance requirements and no early withdrawal penalty. Vacation club accounts require no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required.Any balance | 0.10% | $10 | No minimum balance required. |
Sources (3)
- americofcu.com/rates-fees
- americofcu.com/savings/savings-and-checking
- americofcu.com/savings/share-rates
All captured Oct 6, 2026
Who can join Americo FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of participating Select Employee Groups (SEGs) / sponsor companies.
Family and household
- Immediate family members (spouse, children, grandchildren, parents, grandparents, siblings, step-children, step-parents) of an eligible member can join.
Cost to join
- A $5.00 minimum share deposit in a savings account is required to open an account and maintain membership.
Membership information collected October 5, 2026.