Credit union · NCUA insured
Americo FCU Credit Card Rates
Top CarrotAmerico FCU credit cards start at 6.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Americo FCU’s credit card rates compare
Compared with banks and credit unions near Erie, PA, where Americo FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Americo FCU
6.75%APR
- Up to
- 18.00% APR
Mastercard Credit Card
2nd-lowest rate
Tendto Credit Union
8.99%APR
- Up to
- 15.99% APR
3rd-lowest rate
PHB Employees Federal Credit Union
9.00%APR
- Up to
- —
Americo FCU credit card score
99
Credit card score
Higher than 99% of U.S. banks and credit unions
- Purchase APRPurchase APR6.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Americo FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Credit Card
Americo FCU membership required (par value of one membership share is $5.00). Loans subject to credit approval. Non-variable interest rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.75%–18.00% | None | APR is non-variable and based on creditworthiness when you open your account. No annual fee. Earns 1 point per $1 spent with uChoose Rewards. |
Sources (3)
All captured Oct 7, 2026
Who can join Americo FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of participating Select Employee Groups (SEGs) / sponsor companies.
Family and household
- Immediate family members (spouse, children, grandchildren, parents, grandparents, siblings, step-children, step-parents) of an eligible member can join.
Cost to join
- A $5.00 minimum share deposit in a savings account is required to open an account and maintain membership.
Membership information collected October 5, 2026.