Bank · FDIC insured
Amarillo National Bank Credit Card Rates
Top CarrotAmarillo National Bank credit cards start at 13.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Amarillo National Bank’s credit card rates compare
Compared with banks and credit unions near Amarillo, TX, where Amarillo National Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Amarillo National Bank
13.49%APR
- Up to
- 18.00% APR
Lower Rate
Lowest rate
The People's Federal Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Intercorp Credit Union
9.90%APR
- Up to
- —
Amarillo National Bank credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR13.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Amarillo National Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Build Credit
Secure your card with a $500 deposit. No annual fee for the first year; $15 annual fee after the first year. Perfect for building or rebuilding credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR on purchases for first 12 months. No annual fee for the first year. Secure card with a $500 deposit. |
| Ongoing | 18.00% | $15 | After the first 12 months, 18% Variable APR on purchases based on creditworthiness. $15 annual fee after the first year. Secure card with a $500 deposit. |
Sources (1)
- anb.com/cards/credit-cards/personal-credit-cards.html · captured Oct 16, 2026
Lower Rate
No annual fee. Subject to credit approval. Maximum variable APR will not exceed 18%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR on purchases for first 12 months. |
| Ongoing | 13.49%–18.00% | None | After the first 12 months, 13.49% to 18% Variable APR on purchases based on creditworthiness. Variable APR will not exceed 18%. |
Sources (1)
- anb.com/cards/credit-cards/personal-credit-cards.html · captured Oct 16, 2026
Rewards
1% Cash Back for every dollar spent. No annual fee. Maximum variable APR will not exceed 18%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR on purchases for first 12 months. |
| Ongoing | 18.00% | None | After the first 12 months, 18% Variable APR on purchases. |
Sources (1)
- anb.com/cards/credit-cards/personal-credit-cards.html · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.