Credit union · NCUA insured
Altura Credit Union Credit Card Rates
Altura Credit Union credit cards start at 12.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Altura Credit Union’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where Altura Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Altura Credit Union
12.74%APR
- Up to
- —
Summit Card
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Vida Federal Credit Union
8.48%APR
- Up to
- —
Altura Credit Union credit card score
69
Credit card score
Higher than 24% of U.S. banks and credit unions
- Purchase APRPurchase APR12.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Altura Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Summit Card
No Annual Fee. Membership eligibility required. Variable Rate indexed to the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.74% | None | Variable Rate indexed to the Prime Rate. As low as 12.74%. |
Sources (1)
- alturacu.com/products/credit-cards · captured Oct 16, 2026
Summit Secured Card
Security deposit required. Membership eligibility required. Variable Rate indexed to the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74% | None | Variable Rate indexed to the Prime Rate. As low as 15.74%. Affordable interest rates on purchases and cash advances. |
Sources (1)
- alturacu.com/products/credit-cards · captured Oct 16, 2026
uphora Rewards Credit Card
No Annual Fee. Membership eligibility required. Variable Rate indexed to the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74% | None | Variable Rate indexed to the Prime Rate. |
Sources (1)
- alturacu.com/products/credit-cards · captured Oct 16, 2026
Who can join Altura Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, or any businesses and other non-individual entities located in Riverside County is eligible for membership.
Family and household
- Immediate family members of existing Altura Credit Union members are eligible to apply for membership.
Membership information collected October 5, 2026.