Credit union · NCUA insured
Altura Credit Union Auto Loan Rates
Altura Credit Union auto loans start at 4.59% APR for a new vehicle and 4.99% for a used one. Rates checked October 6, 2026.
How Altura Credit Union’s auto loan rates compare
Compared with banks and credit unions near Riverside, CA, where Altura Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Altura Credit Union
4.59%APR
- Terms
- up to 60 months
New Car Loans (2025-2026 Model Years)
Lowest rate
Thinkwise Credit Union
3.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Collegedale Credit Union
3.89%APR
- Terms
- —
Altura Credit Union auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.59%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Altura Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans (2025-2026 Model Years)
Includes a 0.50% discount for full payroll direct deposit with automatic payment withdrawals from checking/savings. Rates reflect Best Rates and vary depending on credit score, credit history, approved loan amount, and term.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | Includes 0.50% direct deposit/autopay discount. |
| up to 48 months | 4.29% | Includes 0.50% direct deposit/autopay discount. |
| up to 60 months | 4.59% | Includes 0.50% direct deposit/autopay discount. |
| up to 72 months | 4.99% | Includes 0.50% direct deposit/autopay discount. |
| up to 84 months | 5.79% | $25,000 minimum loan amount. Includes 0.50% direct deposit/autopay discount. |
Sources (1)
- alturacu.com/products/auto-other-vehicle-loans · captured Sep 16, 2026
New Motorcycle Loans
Rate shown is at a 60 month term. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates vary depending on approved loan amount, term, credit rating and account history.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.25% | Rate shown is at a 60 month term. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. |
Sources (1)
- alturacu.com/products/auto-other-vehicle-loans · captured Oct 6, 2026
Used Car Loans (2024 & Older Model Years)
Includes a 0.50% discount for full payroll direct deposit with automatic payment withdrawals from checking/savings. Rates reflect Best Rates and vary depending on credit score, credit history, approved loan amount, and term.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.29% | Includes 0.50% direct deposit/autopay discount. |
| up to 48 months | 4.89% | Includes 0.50% direct deposit/autopay discount. |
| up to 60 months | 4.99% | Includes 0.50% direct deposit/autopay discount. |
| up to 72 months | 5.39% | Includes 0.50% direct deposit/autopay discount. |
| up to 84 months | 6.29% | $25,000 minimum loan amount. Includes 0.50% direct deposit/autopay discount. |
Sources (1)
- alturacu.com/products/auto-other-vehicle-loans · captured Sep 16, 2026
Used Motorcycle Loans
Rate shown is at a 60 month term. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates vary depending on approved loan amount, term, credit rating and account history.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 9.25% | Rate shown is at a 60 month term. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. |
Sources (1)
- alturacu.com/products/auto-other-vehicle-loans · captured Oct 6, 2026
Who can join Altura Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, or any businesses and other non-individual entities located in Riverside County is eligible for membership.
Family and household
- Immediate family members of existing Altura Credit Union members are eligible to apply for membership.
Membership information collected October 5, 2026.