Credit union · NCUA insured
Aloha Pacific Federal Credit Union Credit Card Rates
Aloha Pacific Federal Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Aloha Pacific Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Aloha Pacific Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Aloha Pacific Federal Credit Union
11.49%APR
VISA Platinum Preferred
Lowest rate
Hawaii Schools FCU
7.90%APR
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
Aloha Pacific Federal Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Aloha Pacific Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic Share Secured
Variable APR based on Wall Street Journal Prime (WSJ Prime) plus a margin. APR assumes excellent borrower credit history. Credit is subject to approval. Final credit limit will be based on creditworthiness. Credit union membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Variable APR based on WSJ Prime plus a margin. Assumes excellent borrower credit history. Subject to credit approval and credit union membership. |
Sources (1)
- alohapacific.com/loans/personal-loan-rates-fees · captured Oct 15, 2026
VISA Platinum Cashback
Variable APR based on Wall Street Journal Prime (WSJ Prime) plus a margin. APR assumes excellent borrower credit history. Credit is subject to approval. Final credit limit will be based on creditworthiness. Credit union membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.49% | None | Variable APR based on WSJ Prime plus a margin. Assumes excellent borrower credit history. Subject to credit approval and credit union membership. |
VISA Platinum Preferred
Variable APR based on Wall Street Journal Prime (WSJ Prime) plus a margin. APR assumes excellent borrower credit history. Credit is subject to approval. Final credit limit will be based on creditworthiness. Credit union membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Variable APR based on WSJ Prime plus a margin. Assumes excellent borrower credit history. Subject to credit approval and credit union membership. |
VISA Platinum Rewards
Variable APR based on Wall Street Journal Prime (WSJ Prime) plus a margin. APR assumes excellent borrower credit history. Credit is subject to approval. Final credit limit will be based on creditworthiness. Credit union membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49% | None | Variable APR based on WSJ Prime plus a margin. Assumes excellent borrower credit history. Subject to credit approval and credit union membership. |
Who can join Aloha Pacific Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.