Credit union · NCUA insured
Alabama Credit Union Credit Card Rates
Alabama Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Alabama Credit Union’s credit card rates compare
Compared with banks and credit unions near Tuscaloosa, AL, where Alabama Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Alabama Credit Union
8.90%APR
- Up to
- 12.90% APR
Traditions Card
Lowest rate
Red Oak Credit Union
7.90%APR
- Up to
- 12.90% APR
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
Alabama Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alabama Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Bama Card
Membership eligibility required. Subject to credit approval. Normal APR based on creditworthiness of borrower(s). Official credit card of the National Alumni Association.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–17.90% | None | Purchase rate. 25-day grace period for new purchases. |
Sources (2)
All captured Oct 15, 2026
Secured Card
Card for building credit; offered as a Bama Card or Traditions Card variant.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–17.90% | None | As a Bama Card (Purchase Rates). |
| Ongoing | 8.90%–12.90% | None | As a Traditions card (Purchase Rates). |
Sources (1)
- alabamacu.com/credit-cards · captured Oct 15, 2026
Student Card
For establishing credit; offered as a Bama Card or Traditions Card variant.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–17.90% | None | As a Bama Card (Purchase Rates). |
| Ongoing | 8.90%–12.90% | None | As a Traditions card (Purchase Rates). |
Sources (1)
- alabamacu.com/credit-cards · captured Oct 15, 2026
Traditions Card
Membership eligibility required. Subject to credit approval, terms and conditions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–12.90% | None | Purchase rate. 25-day grace period for new purchases. |
Sources (2)
All captured Oct 15, 2026
Who can join Alabama Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.