Credit union · NCUA insured
Alabama Credit Union Auto Loan Rates
Alabama Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Alabama Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tuscaloosa, AL, where Alabama Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Alabama Credit Union
5.24%APR
- Terms
- up to 60 months
- Up to
- —
New & Up to 5 Years Old Auto Loan
Lowest rate
Nucor Employee's Credit Union
4.49%APR
- Terms
- —
- Up to
- 5.49% APR
2nd-lowest rate
Southern Energy Credit Union
4.60%APR
- Terms
- up to 63 months
- Up to
- —
Alabama Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alabama Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
11 + Years Old Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.49% | Rates as low as |
Sources (1)
- alabamacu.com/lending/auto-loans/auto-rates · captured Oct 7, 2026
6 - 10 Years Old & Classic Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.24% | Rates as low as |
| up to 48 months | 6.24% | Rates as low as |
| up to 60 months | 6.74% | Rates as low as |
Sources (1)
- alabamacu.com/lending/auto-loans/auto-rates · captured Oct 7, 2026
New & Up to 5 Years Old Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Rates as low as |
| up to 48 months | 4.74% | Rates as low as |
| up to 60 months | 5.24% | Rates as low as |
| up to 72 months | 5.74% | Rates as low as |
Sources (1)
- alabamacu.com/lending/auto-loans/auto-rates · captured Oct 7, 2026
Who can join Alabama Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.