Credit union · NCUA insured
Red Oak Credit Union Credit Card Rates
Top CarrotRed Oak Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Red Oak Credit Union’s credit card rates compare
Compared with banks and credit unions near Tuscaloosa, AL, where Red Oak Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Red Oak Credit Union
7.90%APR
- Up to
- 12.90% APR
VISA Credit Card (fixed rate)
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
3rd-lowest rate
Alabama Credit Union
8.90%APR
- Up to
- 12.90% APR
Red Oak Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Red Oak Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card (fixed rate)
Low fixed rate credit cards with no fees for balance transfers and/or cash advances. Terms and rates based on soundness of credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–12.90% | None | Terms and rates based on soundness of credit. Fixed rate. |
Sources (1)
- redoakcu.com/Borrowing-Loans/Credit-Cards · captured Oct 7, 2026
Who can join Red Oak Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.