Credit union · NCUA insured
Via Credit Union Credit Card Rates
Via Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Via Credit Union’s credit card rates compare
Compared with banks and credit unions near Marion, IN, where Via Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Via Credit Union
10.90%APR
VISA Platinum Rewards Credit Card
Lowest rate
Riverside Community FCU
8.90%APR
2nd-lowest rate
Afena Federal Credit Union
9.49%APR
Via Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Via Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic Credit Card
Approval is based on credit score and subject to underwriting guidelines. No annual fees. 25-day grace period on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate; regular APR as low as 12.90% for purchases and cash advances. Rates and terms are effective as of October 1, 2026. |
| Intro, 12 months | 5.50% | None | Introductory rate of 5.5% APR for 12 months from the time of posting before reverting to 12.9% APR. No balance transfer fees. Balance transfers accrue interest from the date posted. |
VISA Platinum Rewards Credit Card
Approval is based on credit score and subject to underwriting guidelines. No annual fees. Rewards earned on purchases. 25-day grace period on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate; regular APR as low as 10.90% for purchases and cash advances. Rates and terms are effective as of October 1, 2026. |
| Intro, 12 months | 3.50% | None | Introductory rate of 3.5% APR for 12 months from the time of posting before reverting to 10.9% APR. No balance transfer fees. Balance transfers accrue interest from the date posted. |
Who can join Via Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents or workers in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash, or Wells County, Indiana.
Family and household
- Membership is open to family members (including spouse, children, parents, siblings, grandparents, grandchildren, and steps) of current members or individuals within the field of membership.
- Membership is open to individuals sharing a household with a member.
Cost to join
- A deposit of at least $50 in ViaMembership Shares is required to avoid a $3 monthly access fee.
Membership information collected October 5, 2026.