Credit union · NCUA insured
Advantage Credit Union Auto Loan Rates
Advantage Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Advantage Credit Union’s auto loan rates compare
Compared with banks and credit unions near Mansfield, OH, where Advantage Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Advantage Credit Union
5.25%APR
- Terms
- up to 75 months
Auto Loans
2nd-lowest rate
Directions Credit Union
5.49%APR
- Terms
- up to 84 months
3rd-lowest rate
Mechanics Bank
5.91%APR
- Terms
- up to 84 months
Advantage Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Advantage Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Application fee $250.00. Rate locked for 30 days upon approval. Available for new or used auto loans with weekly, bi-weekly, or monthly payment options.
| Terms | APR | Conditions |
|---|---|---|
| up to 75 months | 5.25% | Applies to 2017 or newer vehicles under 100K miles up to 75 months max term. |
Sources (2)
All captured Oct 7, 2026
Who can join Advantage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Citizens who live, work, worship, or attend school in Richland County and surrounding areas are eligible for membership.
Cost to join
- Membership requires a $5 deposit in a savings account.
Membership information collected October 5, 2026.