Credit union · NCUA insured
44 North Credit Union Credit Card Rates
44 North Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How 44 North Credit Union’s credit card rates compare
Compared with banks and credit unions near Albany, OR, where 44 North Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
44 North Credit Union
12.90%APR
- Up to
- —
VISA Credit Card
Lowest rate
Oregon State Credit Union
10.50%APR
- Up to
- 20.50% APR
2nd-lowest rate
SELCO Community Credit Union
10.75%APR
- Up to
- 18.00% APR
44 North Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 44 North Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Rates are available for members with A+ beacon scores and may vary based on credit. |
Sources (1)
- 44northcu.org/visa · captured Oct 7, 2026
Who can join 44 North Credit Union
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