Credit union · NCUA insured
44 North Credit Union Auto Loan Rates
44 North Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How 44 North Credit Union’s auto loan rates compare
Compared with banks and credit unions near Albany, OR, where 44 North Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
44 North Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
New & Used Autos
Lowest rate
Oregon State Credit Union
4.94%APR
- Terms
- 73–84 months
- Up to
- 17.28% APR
3rd-lowest rate
OnPoint Community Credit Union
4.99%APR
- Terms
- 36–60 months
- Up to
- 9.44% APR
44 North Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 44 North Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Autos
Interest rates listed may vary based on credit. The rates listed are available for members with A+ beacon scores. Rates quoted 'as low as'. Vehicles 6 years old or older add 1.00% to interest rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.99% | Available for members with A+ beacon scores; rates as low as; vehicles 6 years old or older add 1.00% to interest rate |
| 73–84 months | 5.50% | Available for members with A+ beacon scores; rates as low as; vehicles 6 years old or older add 1.00% to interest rate |
Sources (1)
- 44northcu.org/auto-toy-loans · captured Oct 7, 2026
Who can join 44 North Credit Union
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