Credit union · NCUA insured
3Hill Credit Union Auto Loan Rates
3Hill Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How 3Hill Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where 3Hill Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
3Hill Credit Union
5.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Car & New Motorcycle
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
3Hill Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 3Hill Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car & New Motorcycle
Up to 100% Financing. APR is determined based on applicant's credit score. A copy of the SALE AGREEMENT must be attached to the application. All titles will be secured. Membership requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | Up to 60 Months. Rates as low as stated based on credit score. |
| 61–72 months | 6.00% | 61-72 Months. Rates as low as stated based on credit score. |
Sources (1)
- 3hillcu.com/current-loan-rates · captured Oct 6, 2026
Older Used Car & Used Motorcycle
NADA Retail Value. Rates apply to Used Cars and Motorcycles 2019 and Older. APR is determined based on applicant's credit score. A copy of the SALE AGREEMENT must be attached to the application. All titles will be secured. Membership requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.99% | 2015-2019 model years below 70,000 miles. Up to 60 Months. Rates as low as stated based on credit score. |
| up to 60 months | 8.74% | 2015-2019 model years above 70,000 miles. Up to 60 Months. Rates as low as stated based on credit score. |
| up to 48 months | 9.74% | 2014 or older model years below 125,000 miles. Up to 48 Months. Rates as low as stated based on credit score. |
Sources (1)
- 3hillcu.com/current-loan-rates · captured Oct 6, 2026
Used Car & Used Motorcycle
NADA Retail Value. Used Cars and Motorcycle must be 2019 or newer to qualify for Used Auto Loan. APR is determined based on applicant's credit score. A copy of the SALE AGREEMENT must be attached to the application. All titles will be secured. Membership requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | Up to 60 Months. Rates as low as stated based on credit score. |
| 61–72 months | 6.49% | 61-72 Months. Rates as low as stated based on credit score. |
Sources (1)
- 3hillcu.com/current-loan-rates · captured Oct 6, 2026
Who can join 3Hill Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.