Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Poulsbo, WA
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - 1st Security BankHigh Yield Money MarketHigh Yield Money Market · $1,500 min · 0.50%–2.00% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15 is waived if maintaining a minimum daily balance of $1,500 and maintaining an active 1st Security Bank business or consumer checking account.
Offer: Maintain a minimum daily balance of $1,500 and an active 1st Security Bank business or consumer checking account to avoid $15 monthly maintenance service charge.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - Kitsap Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 0.65%–3.00% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: New money required (waived for existing funds held in maturing KCU certificates when deposited into a new Premium Money Market Account). Requires a Peak Checking or Business Checking account. Limited to one account per Tax ID.
Offer: New money required (waived for maturing KCU certificate funds). Requires Peak Checking or Business Checking account. Limited to one account per Tax ID.
Qualified rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $15,000Your amount 0.65% $15,000 – $50,000 2.00% $50,000 – $100,000 2.40% $100,000 – $250,000 2.60% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.00% Rate checked
More details - 1st Security BankTiered Rate Money MarketTiered Rate Money Market · $100 min · 0.35%–1.00% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited at the end of each month using the daily balance method. Monthly maintenance service charge of $15 is waived by maintaining a minimum daily balance of $1,500.
Offer: Maintain a minimum daily balance of $1,500 to avoid $15 monthly maintenance fee.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.55% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Kitsap Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.40% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Variable rate. $1,000 minimum average daily balance to earn dividends and avoid monthly fee. $10.00 monthly fee is waived if average daily balance of $1,000 or higher is maintained.
Offer: Requires $1,000 minimum average daily balance to earn dividends. $10 monthly fee waived with average daily balance of $1,000 or higher.
$10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.10% $500,000 – $1,000,000 1.25% $1,000,000 and up 1.40% Rate checked
More details - Peninsula Credit UnionShares Plus – Money Market AccountShares Plus – Money Market Account · $2,500 min · 0.30%–0.75% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: To earn a dividend, average daily balance must be $2,500 or higher. If average daily balance is below $2,500 no dividends are earned. Deposits and in-person withdrawals are unlimited. Shares Plus checks are limited to six clearing account per month, with a minimum of $500 per check.
Offer: Dividends declared and paid monthly and calculated on average daily balance.
0.30% interest rate · Effective Jul 13, 2026
Rate by balance
Rate by balance for Shares Plus – Money Market Account Balance APY $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.65% $100,000 and up 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Rates may change after account is opened. Fees could reduce earnings.
0.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - Liberty BankPersonal Money MarketPersonal Money Market · $100 min · 0.05%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Tier 1 interest paid on the entire balance if average daily balance is less than or equal to $9,999.99.
0.05% interest rate
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.10% $75,000 – $150,000 0.10% $150,000 – $400,000 0.10% $400,000 and up 0.15% Rate checked
More details - Liberty BankPremium Personal Money MarketPremium Personal Money Market · $100 min · 0.00%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Requires an open and active personal checking account.
Offer: Tier 1 interest rate paid on the entire balance if average daily balance is $9,999.99 or less.
Qualified rate · 0.00% interest rate
Rate by balance
Rate by balance for Premium Personal Money Market Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.10% $75,000 – $150,000 0.10% $150,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 – $2,000,000 0.15% $2,000,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Poulsbo, WA
45 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.05%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Bremerton, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Navy Federal Credit UnionCredit union · 4 branches
- First Fed BankBank · 2 branches