Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bear, DE
- Artisans' BankPremier Money Market AccountPremier Money Market Account · $5,000 min · 0.00%–2.50% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Account requires an opening deposit of $5,000.00 and a minimum balance of $5,000.00 to earn interest. Avoid $15 monthly service charge with minimum daily balance of $5,000.00.
Offer: Tier applies for balances under $5,000.
0.00% interest rate · $15 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $10,000 2.50% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.50% $50,000 – $75,000 2.50% $75,000 – $100,000 2.50% $100,000 and up 2.50% Rate checked
More details - WSFS BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.05%–4.00% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Personal accounts only. Restricted to Private Banking clients and individuals residing in Pennsylvania, Delaware, or New Jersey. Limit of six preauthorized withdrawals or transfers per month or statement cycle.
Offer: Personal accounts only. Restricted to Private Banking clients residing in PA, DE, or NJ.
0.05% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.25% $100,000 – $500,000 3.75% $500,000 and up 4.00% Rate checked
More details - WSFS BankHigh-Yield Money Market AccountHigh-Yield Money Market Account · $100 min · 0.03%–3.75% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Personal accounts only. Minimum opening deposit is $100. $15 monthly maintenance fee waived by maintaining a minimum daily balance of $10,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle. Available to residents in PA, DE, or NJ.
Offer: Promotional tier with promo code MM2026. Personal accounts only. Available in PA, DE, NJ.
Promotional rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 and upPromotional rate requires bringing at least $25,000 in new money and using promo code MM2026 when opening online or mentioning offer code at a banking office. Eligibility restricted to individuals residing in Pennsylvania, Delaware, or New Jersey. 3.75% $50,000 – $100,000Standard High-Yield Money Market rate tier. No promo code required. 2.00% $100,000 and upStandard High-Yield Money Market rate tier. No promo code required. 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Personal Accounts only. Fees assessed to accounts may reduce earnings. APY is subject to change at any time.
Offer: Personal Accounts only. Fees may reduce earnings. APY is subject to change at any time.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Featured Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - Del-One Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.50%–2.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: $5,000 minimum deposit. $5 monthly low balance fee waived with a $5,000 minimum balance. Direct check writing, unlimited in-person withdrawals, and 6 free transactions per month.
Offer: $5 monthly low balance fee waived with $5,000 minimum balance.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Prize-linked savings account. Limited to 1 WINcentive account per person. Must be a member in good standing and a resident of Delaware, Virginia, New Jersey (18+), or Maryland. Business and trust accounts are not eligible. Earn 1 entry into prize drawings for every $25 saved per month (max entries by saving $100/month). One penalty-free withdrawal permitted during anniversary month. Early withdrawals during 12-month period: 1st withdrawal = $10, 2nd withdrawal = $25, 3rd withdrawal = account closure required (no penalty; all entries forfeited). If account closed, member is ineligible to reopen for 90 days.
Offer: Account pays 0.10% APY. Minimum opening deposit of $5. Minimum deposit of $25 needed to be entered in drawings. Early withdrawal fees: 1st withdrawal = $10, 2nd withdrawal = $25, 3rd withdrawal requires account closure. One penalty-free withdrawal during anniversary month.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes Del-One FCU membership. Deposits can be made via payroll deduction, direct deposit, in person, or by mail. Unlimited deposits and withdrawals in branch. Monthly service fee of $5.00 waived if monthly aggregate share balance is greater than $250, member maintains an active positive Del-One loan balance, completes a transaction during the month, or account holder is age 18 or under.
Offer: Competitive dividends on balances of $100 or more. Monthly fee of $5.00 waived with aggregate share balance > $250, current positive loan balance, transaction completed during month, or age 18 and under.
0.10% interest rate · $5 monthly fee
Rate checked
More details - WSFS BankMoney Market AccountMoney Market Account · $100 min · 0.03%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Minimum opening deposit is $100. $12 monthly maintenance charge waived by maintaining a minimum daily savings balance of $5,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle.
Offer: Personal accounts only.
0.03% interest rate · $12 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.25% Rate checked
More details - Artisans' BankMoney Market Statement AccountMoney Market Statement Account · $1,000 min
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires an opening deposit of $1,000.00 and a minimum balance of $50.00 to earn interest. $10 monthly service charge avoided with a $1,500 minimum daily / average daily balance.
Offer: Minimum balance to avoid $10 monthly service charge is $1,500.
0.10% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings account with interest compounded and credited monthly. Monthly service charge of $5 is waived with a $100 average daily balance.
Offer: $5 monthly service charge waived with a $100 average daily balance; requires a minimum balance of $50 to earn interest.
0.10% interest rate · $5 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Artisans' BankPremier Yield Savings AccountSavings · $1,000 min · 0.10%–0.30% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered savings account with daily compounding and monthly crediting. Monthly service fee of $15 is avoided with a $5,000 average daily balance.
Offer: $15 monthly service charge waived with a $5,000 average daily balance; requires a minimum balance of $0.01 to earn interest.
0.10% interest rate · $15 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Yield Savings Account Balance APY Up to $5,000 0.10% $5,000 – $9,999 0.10% $10,000 – $25,000Your amount$15 monthly service charge waived with a $5,000 average daily balance. 0.10% $25,000 – $75,000$15 monthly service charge waived with a $5,000 average daily balance. 0.10% $75,000 – $125,000$15 monthly service charge waived with a $5,000 average daily balance. 0.10% $125,000 and up$15 monthly service charge waived with a $5,000 average daily balance. 0.30% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bear, DE
24 accounts at 8 banks and credit unions · checked Oct 3–22
- Typical
- 0.07%
- Top 10% from
- 1.50%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
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