Best high-yield savings rates

Requirements

Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.

Offer: Term account allowing continuous deposits. APY based on CD rate schedule.

Requirements

Product: Minimum balance to open MoneyMax account is $2,500.00. Dividends compounded and credited monthly. Balance method based on average daily balance.

Requirements

Product: A $5,000 minimum balance is required to open. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate and a $10 monthly maintenance fee is incurred. If the balance falls below the minimum for the tier, the rate drops to lower tier. Daily compounding credited monthly.

Offer: A $10 monthly maintenance fee will be incurred on balances less than $5,000.

Requirements

Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.

Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.

Requirements

Product: A $10,000 minimum balance is required to open. May issue up to 3 checks per month. If balance falls below $10,000 any time during the month, dividend rates become equal to stated Standard Savings rate and a $15 monthly maintenance fee is incurred. Daily compounding credited monthly.

Offer: A $15 monthly maintenance fee will incur for balances falling below $10,000.

Requirements

Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.

Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.

Requirements

Product: No minimum balance or opening deposit required. Dividends compounded and credited quarterly.

Offer: Non-tiered account with quarterly dividends.

Requirements

Product: Variable rate compounded daily and paid monthly. Minimum balance to avoid fees: $0 for the first 9 months; $200 after 9 months. Monthly maintenance fee: $4 if balance falls below minimum.

Offer: $4 monthly maintenance fee waived if balance is maintained ($0 for the first 9 months; $200 after 9 months). Variable rate compounded daily and paid monthly.

Requirements

Product: $4 monthly maintenance fee if balance falls below minimum ($25 for under 18 years old, $200 for 18 or older). Variable interest rate compounded daily and paid monthly.

Offer: $4 monthly fee waived if minimum balance is maintained ($25 if under 18; $200 if 18 or older). Rate compounded daily and paid monthly.

Requirements

Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.

Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.

Requirements

Product: Dividends calculated on daily balance, compounded monthly, credited monthly. Monthly fee is $5, waived if any of the following apply: receive eStatements, minimum daily balance of at least $500, individual combined relationship balance of at least $2,500, account is 60 days old or less, primary owner is under age 18, or primary owner of an active 3Rivers consumer checking account.

Offer: Monthly fee of $5 waived with eStatements, $500 daily account balance, $2,500 combined relationship balance, account age <= 60 days, owner under age 18, or active consumer checking ownership.

Requirements

Product: Requires purchase of a $5.00 par value share in the credit union. Dividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.