Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Tuscaloosa, AL metro
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Offer is applicable to consumer Money Market accounts. Account must be funded with new money not currently on deposit with SmartBank and not previously on deposit within the last 180 days. In-person opening requires printing the offer or referencing 'Summer 2026 Money Market Special'.
Offer: Special promotional rate. Variable rate account; interest compounds daily. A $2,500 minimum opening deposit of new money is required to obtain APY; after opening, no minimum balance is required to continue earning the APY. $10 monthly service fee is waived if a minimum daily balance of $2,500 is maintained on every day of the statement cycle.
Promotional rate · 3.92% interest rate · $10 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must be paired with an active FirstBank CD with a term of 6 months or greater.
Offer: Earn 3.40% APY on balances up to $50,000 when paired with an active FirstBank CD with a term of 6 months or greater. $5 monthly service charge if balance falls below $50 at any given time (or any day of the statement cycle). Interest credited on balances of $0.01 and above.
Qualified rate · Balance cap $50,000 · $5 monthly fee
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.58%APY$258 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Reward rate. Requires meeting FirstRewards Checking requirements: same primary account holder on FirstRewards Checking and FirstRate Money Market, 10 settled debit card POS transactions per qualification period (ATM transactions excluded), monthly electronic statements (eStatements), and 1 monthly ACH debit or ACH credit. Rate moves with WSJ Prime Rate (minimum 0.10% APY change per 0.25% change in WSJ Prime). $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · 2.55% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: $10 monthly fee if balance drops below $2,500. Free money market checks.
Offer: $10 monthly fee if balance drops below $2,500.
1.98% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 2.00% $10,000 – $25,000Your amount 2.50% $25,000 – $250,000 3.00% $250,000 and up 3.50% Rate checked
More details - Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance
Credit union · 2 branches
2.25%APY$225 a year on $10,000Requirements
Product: Requires Southern Energy membership. Minimum average daily balance of $10,000 required to earn interest and avoid monthly Minimum Balance Fee. Interest computed on average daily balance and compounded monthly.
Offer: Minimum average daily balance for tier must be maintained to earn disclosed APY. Minimum balance of $10,000 required to avoid monthly Minimum Balance Fee.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $100,000Your amount 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - FirstBankConsumer Fed Funds Money MarketConsumer Fed Funds Money Market · $100 min · 1.56%–3.15% by balance
Bank · 1 branch
1.56%APY$156 a year on $10,000Requirements
Product: Variable-rate tiered account tied to the Effective Federal Funds Rate. $10 monthly service charge is waived with a minimum balance of $100,000 or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Includes six free withdrawals per statement cycle.
Offer: Tier 1: Entire daily balance of $0.01-$99,999.99 earns up to 1.56% APY. $10 monthly fee waived with a minimum balance of $100,000 or with an Essential Checking account.
$10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Consumer Fed Funds Money Market Balance APY Up to $100,000Your amount 1.56% $100,000 and up 3.15% Rate checked
More details - Alabama ONEMoney Market AccountsMoney Market Accounts · $1,000 min · 0.00%–2.78% by balance
Credit union · 13 branches
1.00%APY$100 a year on $10,000Requirements
Product: Variable Rate account. Rates may change after the account has been opened. $1,000 minimum to open Money Market Account (MMA) to obtain APY unless otherwise specified. Dividends compounded and paid monthly. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Balances between $1,000 and $500,000 qualify for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate per qualifying product up to a max enhancement of 1.60%; minimum rate 1.00%, maximum rate 2.60%). Accounts are reviewed the 15th of each month for eligibility. Balances $500,000 or greater do not qualify for relationship enhancement. $5 membership fee required.
Offer: Tier under $1,000.00.
0.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.00% $1,000 – $10,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $10,000 – $25,000Your amountQualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $25,000 – $100,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $100,000 – $250,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $250,000 – $500,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $500,000 and upDoes not qualify for relationship enhancement. 2.78% Rate checked
More details - RiverFall Credit UnionFree Kasasa SaverSavings · $0 min · 0.50%–1.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Automatic transfer of cash rewards. Dividends computed on average daily balances and credited on the last day of current statement cycle.
Offer: Qualifying for Kasasa Cash or Kasasa Cash Back rewards during Monthly Qualification Cycle (at least 12 debit card purchases post and settle, enrolled in and log into online banking).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 1, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and upQualifying for Kasasa Cash or Kasasa Cash Back rewards. 0.50% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Red Oak Credit UnionMoney MarketMoney Market · $10,000 min · 0.80%–3.00% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Dividends paid monthly. Earns higher dividends on daily balance of $2,500 or more.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $10,000 and upYour amount 0.80% $25,000 and up 1.00% $50,000 and up 1.25% $100,000 and up 3.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Offer: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - RiverFall Credit UnionMoney Market AccountsMoney Market Accounts · $10,000 min · 0.75%–3.04% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends on accounts are computed on average daily balances and posted at month end. Up to 3 withdrawals/transactions per month.
0.75% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $10,000 and upYour amount 0.75% $25,000 and up 1.01% $50,000 and up 1.26% $100,000 and up 3.04% Rate checked
More details - FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tuscaloosa, AL metro
64 accounts at 20 banks and credit unions · checked Oct 6–22
- Typical
- 0.18%
- Top 10% from
- 2.04%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Tuscaloosa, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nucor Employee's Credit UnionCredit union · 1 branch
- Southern Energy Credit UnionCredit union · 2 branches
- Alabama ONECredit union · 13 branches