Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Rock Springs, WY metro
- Trona Valley Federal Credit UnionMoney MarketMoney Market · $0 min · 0.25%–3.30% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Dividends compounded and credited monthly / post quarterly. $10 monthly fee waived with $2,000 average daily balance. Limited check writing privileges. Unlimited deposits.
Offer: $10 monthly fee waived with $2,000 average daily balance.
0.25% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.25% $2,000 – $20,000Your amount 2.00% $20,000 – $75,000 2.10% $75,000 – $150,000 2.50% $150,000 and up 3.30% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Trona Valley Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.05%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Linked to High Yield Checking or Cash Back Checking. Requires meeting monthly qualification cycle requirements (at least 10 debit card purchases post and settle, enrolled in eStatements, at least one monthly direct deposit, ACH automatic debit, or bill payment post and settle) to receive top-tier APY; otherwise earns base rate on all balances.
Offer: Applies to balances up to $25,000 when monthly checking qualifications are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $25,000Your amount 1.00% Over $25,000 0.05% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - WyHy Federal Credit UnionFastTrac SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered rate account. Member must have eStatements to qualify. No monthly maintenance fees. Dividends paid quarterly on the average daily balance.
Offer: Tier applies to balances up to $10,000. Requires eStatements.
0.30% interest rate · No monthly fee · Effective Nov 5, 2025
Rate by balance
Rate by balance for FastTrac Savings Balance APY Up to $10,000Your amount 0.30% Over $10,000 0.05% Rate checked
More details - WyHy Federal Credit UnionRegular Money MarketRegular Money Market · $2,500 min · 0.05%–0.35% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must have a balance of $2,500 to open and maintain the account and to obtain disclosed APY. $10 monthly service charge if balance drops below $2,500 minimum. Initial deposit of $10.00 required for membership with $5.00 retained as membership fee.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $100,000 – $250,000 0.30% $250,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for membership. Dividends paid quarterly when minimum balance of $150 is maintained.
Offer: Dividends paid quarterly when minimum balance of $150 is maintained.
0.10% interest rate · No monthly fee · Effective Aug 20, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to High Yield Checking or Cash Back Checking. Requires meeting monthly qualification cycle requirements (at least 10 debit card purchases post and settle, enrolled in eStatements, at least one monthly direct deposit, ACH automatic debit, or bill payment post and settle) to receive top-tier APY; otherwise earns base rate on all balances.
Offer: Base rate earned on all balances if monthly qualification cycle requirements in High Yield Checking or Cash Back Checking are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 20, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Initial deposit of $10.00 required for membership with $5.00 retained by WyHy as a membership fee and $5.00 remaining as share par value. No monthly service fees. Dividends paid quarterly on average daily balance.
Offer: Dividends paid quarterly on the average daily balance.
0.05% interest rate · No monthly fee · Effective Nov 5, 2025
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rock Springs, WY metro
19 accounts at 5 banks and credit unions · checked Oct 16–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Rock Springs, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trona Valley Federal Credit UnionCredit union · 2 branches