Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Owosso, MI metro
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must link with a Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play). Monthly qualification cycle requires at least 15 debit card purchases of $5 or more and enrollment in e-statements. ACH payment/deposit required except for Kasasa Eats and Kasasa Play. Limit 1 account per SSN.
Offer: Qualifying rate on balances up to $50,000 when monthly qualifications are met in linked Kasasa checking account.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: High-yield savings account. Earn 2.75% APY when qualifying requirements for Boost Checking are met each month (direct deposit/ACH credit of at least $900 into membership account, enrollment in e-statements, and 25 posted debit/credit card transactions under the same membership number). Pays 0.01% APY when requirements are not met. Limit one Boost Savings account per membership. Business accounts do not qualify.
Offer: When all requirements are met in Boost Checking
Qualified rate · No monthly fee
Rate checked
More details - Frankenmuth Credit UnionPlus SavingsSavings · $500 min · 2.34%–2.90% by balance
Credit union · 1 branch
2.38%APY$238 a year on $10,000Requirements
Product: Must maintain a daily minimum balance of $500 to earn dividends and obtain disclosed APY. No monthly service fee. May not be used in the overdraft table.
Offer: Tier $500 - $9,999.
2.31% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Plus Savings Balance APY $500 – $9,999 2.34% $10,000 – $24,999Your amount 2.38% $25,000 – $99,999 2.47% $100,000 – $499,999 2.72% $500,000 – $999,999 2.77% $1,000,000 and up 2.90% Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Liquid Savings Account. Can add funds at anytime and withdraw funds at anytime.
Offer: Requires $25 to open.
2.23% interest rate · Effective Oct 5, 2026
Rate checked
More details - Frankenmuth Credit UnionMega Money MarketMega Money Market · $10,000 min · 1.35%–2.85% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Limited to four withdrawals per month of $500 or more. All deposits must be over $100. Members will forfeit dividends if account is closed before accrued dividends are posted.
Offer: Minimum opening balance of $10,000 is required and is the minimum balance required to earn interest. Limited to four withdrawals per month of $500 or more. All deposits must be over $100.
1.34% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY $10,000 – $24,999Your amount 1.35% $25,000 – $49,999 1.45% $50,000 – $99,999 1.55% $100,000 – $499,999 2.20% $500,000 – $999,999 2.70% $1,000,000 and up 2.85% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $100 to obtain the disclosed APY. No minimum deposit to open.
Offer: Must maintain a minimum daily balance of $100 to obtain disclosed APY.
0.99% interest rate · Effective Oct 5, 2026
Rate checked
More details - Dort Financial Credit UnionSavings PlusSavings · $0 min · 0.15%–0.80% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: High-yield investment savings account with variable rates. Dividends are credited on the last day of each month. Allows convenient access using Savings Plus checks (up to six clearing per month), phone, online, or in-person. Funds cannot be accessed or withdrawn through ATM. Businesses are ineligible.
0.15% interest rate
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $999 0.15% $1,000 – $9,999 0.30% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.60% $100,000 – $199,999 0.70% $200,000 and up 0.80% Rate checked
More details - Team One Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.15%–2.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Liquid savings accounts that earn higher dividends than Regular Savings based on account balances. Includes unlimited deposits, checks available, and 6 free withdrawals per month.
0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,000 0.15% $2,000 – $25,000Your amount 0.35% $25,000 – $75,000 0.75% $75,000 – $200,000 1.75% $200,000 – $500,000 2.25% Over $500,000 2.50% Rate checked
More details - Dort Financial Credit UnionPlatinum Money MarketPlatinum Money Market · $0 min · 0.30%–3.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: No monthly account fees or minimum balance. High-yield variable rates; dividend rates are subject to change. Dividends are credited quarterly and forfeited if account is closed before credit date.
Offer: Tier 1 balance 0 to $49,999. Variable rate subject to change.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $49,999Your amount 0.30% $50,000 – $99,999 1.25% $100,000 – $249,999 1.75% $250,000 – $499,999 1.90% $500,000 and up 3.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility and a minimum $5 membership share deposit are required for credit union membership. Funds earn dividends from the first business day of deposit and are calculated daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees may reduce earnings.
0.00% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100 0.00% $100 – $2,000 0.00% $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.65% $50,000 – $100,000 0.70% $100,000 and up 1.20% Rate checked
More details - Security Credit UnionMoney Market / IDI (Insured Daily Investment) AccountMoney Market / IDI (Insured Daily Investment) Account · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Can be opened with a minimum deposit of $2,500. Penalty-free withdrawals with no minimum dollar amounts for deposits or withdrawals. Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23; product page also states no account management fees.
Offer: Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23.
$4.95 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market / IDI (Insured Daily Investment) Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 0.40% $150,000 and up 0.45% Rate checked
More details - Frankenmuth Credit UnionWealth BuilderSavings · $100 min · 0.16%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No interest will be paid on the Wealth Builder Consumer if the average daily balance is less than $100.
Offer: Investment $100-$9,999.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Wealth Builder Balance APY $100 – $9,999 0.20% $10,000 – $49,999Your amountInvestment $10,000-$49,999; APY range .16%-.20%. 0.20% $50,000 – $99,999Investment $50,000-$99,999; APY range .13%-.16%. 0.16% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Owosso, MI metro
41 accounts at 10 banks and credit unions · checked Oct 6–16
- Typical
- 0.05%
- Top 10% from
- 2.75%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.10%
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Owosso, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Frankenmuth Credit UnionCredit union · 1 branch
- Dort Financial Credit UnionCredit union · 1 branch
- LAFCUCredit union · 2 branches