Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oil City, PA metro
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership in Galaxy Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. All members must maintain a minimum balance of $5 in their savings accounts.
Offer: Minimum balance to obtain APY is $200. Dividends are calculated daily and credited quarterly.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - Clarion County Community BankCommunity Money MarketCommunity Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must maintain a minimum balance of $1,000 to receive interest and avoid a monthly service charge.
Offer: Minimum opening deposit of $1,000. Must maintain a minimum balance of $1,000 to receive interest and be exempt from a monthly service charge.
Effective Nov 12, 2025
Rate by balance
Rate by balance for Community Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $75,000 0.25% $75,000 and up 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum average daily balance of $25.00 required to obtain yield.
Offer: Minimum average daily balance of $25.00 required to obtain yield.
0.15% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum average daily balance of $25.00 required to obtain yield.
Offer: Minimum average daily balance of $25.00 required to obtain yield.
0.15% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum average daily balance of $150.00 required to obtain yield.
Offer: Minimum average daily balance of $150.00 required to obtain yield.
0.15% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum average daily balance of $150.00 required to obtain yield.
Offer: Minimum average daily balance of $150.00 required to obtain yield.
0.15% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $5.00 minimum deposit needed to open account. Limited to 3 debits each statement cycle / period. Excess debit transaction fee of $15.00 applies. Available for personal or business.
Balance cap $50,000 · Effective Nov 12, 2025
Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - Top Tier Federal Credit UnionRegular Shares / Regular Savings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Average Daily Balance method used to calculate dividends. Compounded monthly and credited monthly. A member is permitted no more than six transfers/withdrawals per calendar month. Minimum balance to avoid service fee is $5.00.
Offer: Dividends compounded monthly, credited monthly.
Compounded monthly · Effective Jul 1, 2026
Rate by balance
Rate by balance for Regular Shares / Regular Savings Account Balance APY Up to $500 0.00% $500 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oil City, PA metro
26 accounts at 10 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 0.13%
- Top 10% from
- 0.30%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch