Credit union · NCUA insured
Galaxy Federal Credit Union Savings Rates
Galaxy Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Galaxy Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Oil City, PA, where Galaxy Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Galaxy Federal Credit Union
0.20%APY
- Minimum
- $5
- Earns on $10,000 a year
- $20
Share Account
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
Galaxy Federal Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Galaxy Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.20%APY
Membership in Galaxy Federal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. All members must maintain a minimum balance of $5 in their savings accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum balance to obtain APY is $200. Dividends are calculated daily and credited quarterly.$200 and up | 0.20% | $20 | Minimum balance to obtain APY is $200. Dividends are calculated daily and credited quarterly. |
Special-purpose accounts
Christmas Club
0.40%APY
Clubs are automatically closed on 10/31 of each year and funds are deposited into Galaxy checking or savings account for availability on 11/01. Deposits can be made through payroll deduction, account transfer, or whenever wanted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to obtain APY is $5. Dividends calculated daily and paid quarterly.$5 and up | 0.40% | $40 | Minimum balance to obtain APY is $5. Dividends calculated daily and paid quarterly. |
IRA Share Account
0.25%APY
Offered as an accumulation account with no maturity date. Includes Traditional, Roth, and Educational IRAs. Fully insured up to NCUA limit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRate stated through 06/30/2026. Minimum balance to obtain APY is $50. Dividends calculated daily and credited quarterly.$50 and up | 0.25% | $25 | Rate stated through 06/30/2026. Minimum balance to obtain APY is $50. Dividends calculated daily and credited quarterly. |
Youth Share Account
0.20%APY
Membership open to eligible youth and their families. Also offers youth members cash for good grades.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upMinimum balance to obtain APY is $20. Dividends calculated daily and credited quarterly.$20 and up | 0.20% | $20 | Minimum balance to obtain APY is $20. Dividends calculated daily and credited quarterly. |
Who can join Galaxy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County.
Family and household
- Membership is open to immediate family members of individuals eligible through Venango County.
Membership information collected October 5, 2026.