Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Nacogdoches, TX metro · Few institutions in Nacogdoches, TX metro: choose a wider area in the filters
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 4 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 4 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Texas BankAdvantage Money MarketAdvantage Money Market · $2,500 min · 0.40%–2.01% by balance
Bank · 1 branch
2.01%APY$201 a year on $10,000Requirements
Product: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance. Unlimited in-person or mail withdrawals; 6 free pre-authorized/automatic/phone/check/draft transactions per month ($15.00 per excess transaction). Interest rate is subject to change after account is opened.
Offer: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance.
0.40% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.40% $10,000 and upYour amount 2.01% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - East Texas Professional Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $1,000 min · 0.20%–2.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Requires approval through ChexSystems. Minimum opening deposit of $1,000. Minimum balance of $1,000 to avoid $7.50 monthly service fee. Dividends earned and paid monthly on balances of $1,000 or more. Up to 6 withdrawals per month. No fee on money orders. Free Online Banking.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 to avoid $7.50 monthly service fee.
0.20% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY $1,000 – $2,000 0.20% $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 – $100,000 1.26% $100,000 – $200,000 2.02% $200,000 and up 2.75% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Maintain average daily balance of $300 or more to avoid a $3 Monthly Minimum Balance Fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals incur a $2 Excess Debit Fee. Interest is paid on the Daily Ledger Balance.
Offer: Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,500 0.20% $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 and up 1.41% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Save for short or long-term goals. Free digital banking services including online banking, mobile banking with mobile deposit, eStatements, and telephone banking. 2 free withdrawals per month ($2 fee per withdrawal in excess thereafter). Sweeps cost $5 per transfer. Interest Rate is subject to change after account is opened.
Offer: $100 minimum daily balance required to avoid the $5 monthly fee. Interest Rate is subject to change after account is opened.
0.40% interest rate · $5 monthly fee
Rate checked
More details - East Texas Professional Credit UnionShare / Secondary Share Savings AccountsSavings · $100 min · 0.20%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000intro rateRequirements
Product: To enjoy membership benefits, must open a savings account with a minimum deposit of $5 which remains on deposit throughout membership duration. Dividends compounded and credited quarterly. Rates anticipated for 4th Quarter; actual rates declared December 31, 2026.
Offer: Dividends compounded and credited quarterly.
Promotional rate · 0.20% interest rate
Rate by balance
Rate by balance for Share / Secondary Share Savings Accounts Balance APY $100 – $2,500 0.20% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.30% Rate checked
More details - Southside BankPlatinum Advantage Investment AccountPlatinum Advantage Investment Account · $2,500 min · 0.10%–3.04% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Daily balance to obtain APY: Less than $20,000. Rate may change after account opens. Fees may reduce earnings on the account.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Platinum Advantage Investment Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $49,999 0.18% $50,000 – $74,999 0.25% $75,000 – $149,999 0.65% $150,000 – $249,999 0.75% $250,000 – $499,999 1.00% $500,000 – $999,999 1.11% $1,000,000 – $2,999,999 1.16% $3,000,000 – $4,999,999 2.12% $5,000,000 and up 3.04% Rate checked
More details - East Texas Professional Credit UnionMoney Market Checking AccountsMoney Market Checking Accounts · $1,000 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires approval through ChexSystems. Minimum opening deposit of $1,000. Minimum balance of $1,000 to avoid $7.50 monthly service fee. Dividends earned and paid monthly on balances of $1,000 or more. Unlimited check writing. Overdraft courtesy available. No fee on money orders. Free Online Banking.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 to avoid $7.50 monthly service fee.
0.05% interest rate · $7.50 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY $1,000 – $2,000 0.05% $2,000 and upYour amount 0.10% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 4 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee when paired with a personal Huntington checking account or with an average daily balance of $300, otherwise $4 monthly fee.
Offer: Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account.
0.01% interest rate · Balance cap $99,999,999,999.99 · $4 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Non-Relationship Rate. Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Nacogdoches, TX metro
16 accounts at 5 banks and credit unions · checked Oct 16
- Typical
- 0.35%
- Top 10% from
- 2.58%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.30%
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Nacogdoches, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- East Texas Professional Credit UnionCredit union · 1 branch