Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Mount Airy, NC metro
- State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 4 branches
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily and paid monthly. Minimum balance to earn dividends is $250; if balance falls below $250 during a statement period, a $2 monthly maintenance fee is assessed.
2.18% interest rate · Compounded daily
Rate checked
More details - State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 4 branches
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily. Minimum balance to earn dividends is $250; if balance falls below $250 at any time during a statement period, a $2 monthly maintenance fee is assessed.
Compounded daily · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - Allegacy FinancialRetail Money MarketRetail Money Market · $50 min · 1.50%–2.00% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year. Certain types of withdrawals or transfers may be limited as part of account policies. Fees could reduce earnings. Compounding period: monthly; compounding method: daily balance.
1.49% interest rate · Effective Feb 1, 2026
Rate by balance
Rate by balance for Retail Money Market Balance APY Up to $2,500 1.50% $2,500 – $25,000Your amount 1.50% $25,000 – $50,000 1.80% $50,000 – $100,000 1.90% $100,000 and up 2.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - First Community BankCommunity Money MarketCommunity Money Market · $0 min · 0.75%–1.00% by balance
Bank · 5 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Community Money Market Balance APY Any balance 0.75% $10,000 and upYour amount 0.75% $25,000 and up 0.75% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.00% $500,000 and up 1.00% $1,000,000 and up 1.00% Rate checked
More details - First Bank & Trust CompanyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.11% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Open an account with $2,500. Pay no fees regardless of balance. Interest rates will be paid on the entire balance based on the applicable rate tier. Earn competitive interest on balances of $1,500 or greater.
Offer: Average daily balance range $1,500.00 - $2,499.99.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $100,000 0.80% $100,000 – $500,000 1.00% $500,000 and up 1.11% Rate checked
More details - Members Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.75%–2.07% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum balance of $500 to open and earn money market rate. If average daily balance falls between $25 and $500, dividends paid at regular savings rate. If balance is below $25, no dividends paid and a low balance fee is charged. No penalty for withdrawal.
0.75% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $49,999Your amount 0.75% $50,000 – $99,999 1.41% $100,000 – $249,999 1.87% $250,000 and up 2.07% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Savings accounts require $25.00 to open. All share accounts earn 0.00% APY when average daily balance is below $25.00. Fees may reduce earnings.
Offer: All share accounts earn 0.00% APY when average daily balance is below $25.00. Fees may reduce earnings.
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires membership with Members CU. Savings accounts require $25.00 to open. $3 monthly fee waived with an average daily balance of $25 or more each month. All share accounts earn 0.00% APY when average daily balance is below $25.00. Fees may reduce earnings.
Offer: Keep an average daily balance of $25 or more each month to earn dividends and have the $3 monthly fee waived.
0.75% interest rate · $3 monthly fee
Rate checked
More details - First Community BankCommunity SavingsSavings · $10,000 min · 0.60%–1.51% by balance
Bank · 5 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is compounded and credited quarterly. Standard $12 quarterly maintenance fee waived with a $100 minimum daily balance. Limited to 6 transfers/withdrawals per statement cycle.
0.60% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Community Savings Balance APY $10,000 and upYour amount 0.60% $25,000 and up 0.75% $50,000 and up 1.51% $100,000 and up 1.51% $250,000 and up 1.51% $500,000 and up 1.51% $1,000,000 and up 1.51% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership in SECU requires opening a Share Account. Must maintain a $25 minimum balance to avoid monthly maintenance fee and maintain membership. A $1 monthly maintenance fee is charged if the account is below $25 on the statement date.
Offer: Dividends accrue when balance is greater than zero; $1 monthly fee if balance falls below $25 minimum balance on statement date.
0.25% interest rate · $1 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mount Airy, NC metro
37 accounts at 13 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.20%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.75%
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Mount Airy, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Allegacy FinancialCredit union · 1 branch
- State Employees' Credit UnionCredit union · 4 branches
- Members Credit UnionCredit union · 1 branch